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This home is in Pablo Creek Reserve, Jacksonville — a pool home in Jacksonville.

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Active

Active·45 days on market·Pablo Creek Reserve

14061 Magnolia Cove Road

Jacksonville, FL 32224

$3,000,000$639/sqftEst. $15,439/moMLS# 2152827

Beds

Baths

4,697

Sq Ft

2014

Built

Garage

Yes

Pool

About this home

Pablo Creek Reserve

Freshly updated, upgraded and ready to go. There is nothing to do on this beautiful estate in beautiful Pablo Creek Reserve. Not only was this beautiful Fox construction just renovated in 2023, it was just completely overhauled and improved over the past few months. Over $240K was invested in thoughtful updates and maintenance that has turned this property into a beautiful move in ready home. Fully motorized retractable screens have turned the back patio into a true extension of the interior living space. The home was also completely painted on the exterior with self washing paint as well as receiving a complete paint refresh on the interior. The pool was completely overhauled as well with new PebbleTec surface, lighting, pump and heater. Enjoy the beautiful sunset views over the lake while spending tranquil time with family and friends.

Cost to own

Mortgage calculator

Home Price

$3,000,000

Down Payment: 20%

$600,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$15,439

Principal & Interest: $15,439

Property taxes (est.): $4,899

Insurance (est.): $2,000

Estimated Total Monthly

$22,337

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$15,439

Property taxesest. at asking price, Duval County$4,899

HOAbilled quarterly$512

Estimated total, before insurance$20,849/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$37,059/yr · $3,088/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $2,460,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$2,085,981	$2,054,129	▲ $51,463
2024	$1,867,390	$1,867,390	▼ $2,212
2023	$1,830,348	$1,830,348	—
2022	$1,496,714	$1,163,367	—
2021	$1,237,265	$1,128,027	—
2020	$1,161,763	$1,111,763	—

2025 property taxes (current owner): $37,059/yr

Estimated taxes if purchased at asking price: ~$58,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 29, 2026Listed$3,000,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,000,000

Price / Sq Ft$639

Bedrooms5

Bathrooms5.00

Full Baths5

Square Footage4,697

Total Structure Area5,580 sq ft

Acres0.34 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Gas Heat, Heated, Salt Water, Waterfall

Is WaterfrontYes

Direction FacesSouth

School Information

ElementaryAlimacani

MiddleKernan

HighAtlantic Coast

Community Information

Address14061 Magnolia Cove Road, Jacksonville, FL 32224

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionPablo Creek Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size14,810.4 sq ft

Lot Dimensions165*90

Parcel Number1677664040

ZoningResidential

Amenities

AmenitiesBarbecue, Gated, Jogging Path, Management - Off Site, Park, Playground, Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic, Well

ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringMarble, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesGas, Outside

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level, Sink

SecurityGated with Guard, Security System Owned

Spa FeaturesIn Ground, Heated