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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·174 days on market

13879 Ketch Cove Drive

Jacksonville, FL 32224

$1,950,000$659/sqftEst. $9,942/moMLS# 2102048
4
Beds
3
Baths
2,960
Sq Ft
2023
Built
3
Garage
Yes
Pool

About this home

Jacksonville

Waterfront Paradise Awaits! Discover Luxury Living in this stunning 3 year young home featuring everything you've been dreaming of. With breathtaking views, open concept design, and high-end finishes throughout, this home is the ultimate Florida lifestyle package. Experience the perfect blend of indoor-outdoor living in this beautifully designed waterfront retreat. Featuring 4 spacious bedrooms, a versatile flex-room, 3 full bathrooms and Gourmet Kitchen this home is perfect for both relaxation and entertaining. Step outside to your Resort style outdoor living with your covered lanai complete with custom summer kitchen and huge granite bar ideal for hosting family and friends. Take a dip in the sparkling private pool or lounge in the relaxation areas, all while enjoying peaceful water views. With your very own private dock, enjoy direct access to the water perfect for boating, fishing or simply soaking in the coastal lifestyle. Live where others Vacation, make your Dreams a Reality.!

Cost to own

Mortgage calculator

$1,950,000
$390,000
Loan Term
Monthly Payment
$9,942
Principal & Interest: $9,942
Property taxes (est.): $3,184
Insurance (est.): $1,300
Estimated Total Monthly
$14,427
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$9,942
Property taxesest. at asking price, Duval County$3,184
Estimated total, before insurance$13,127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,800,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,521,106$1,470,384
2024$1,238,507$1,052,021 $236,913
2023$254,517$254,517
2022$589,145$589,145
2021$538,483$255,122
2020$523,890$250,910

Estimated taxes if purchased at asking price: ~$38,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 10, 2026Listed$1,950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,950,000
Price / Sq Ft$659
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,960
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes

Community Information

Address13879 Ketch Cove Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionHoliday Harbor
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Dimensions.65 acres
Parcel Number1769881114
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewCanal, Intracoastal, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces2
Fireplace FeaturesFree Standing, Gas, Outside
# of Stories1
LevelsOne

Exterior

Exterior FeaturesDock, Fire Pit, Outdoor Kitchen, Outdoor Shower
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFrame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 10, 2026
Days on Market331
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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