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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cove at Isle of Palms, Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Jul 10, 2026·220 days on market·Recent sales in Cove at Isle of Palms·Cove at Isle of Palms

4107 Sunrise Cove Way

Jacksonville, FL 32250

$2,100,000sold priceListed at $2,200,000 · 95.5% of asking$618/sqftMLS# 2115121
4
Beds
4
Baths
3,400
Sq Ft
2024
Built
2
Garage
Yes
Pool

3 more homes for sale in Cove at Isle of Palms →Search Cove at Isle of Palms on the map

FEMA Zone AEHOA $300/mo7,405 sqft lotWaterfrontSingle Family Residence3 storiesNew construction

About this home

Cove at Isle of Palms

Back on the market--no fault of the seller. A rare second chance to own this one-of-a-kind new construction waterfront pool home in Sunrise Cove. Built by Bold Homes Inc. with incredible attention to detail and commercial-grade construction, this home is a true fortress--designed for durability and peace of mind. Set on a rare spring-fed canal with a private boat slip, enjoy steady water levels and true all-tide access to the Intracoastal. Boat from your backyard, catch breathtaking sunsets from your balconies, and embrace seamless indoor-outdoor living year-round. Panoramic water views, wildlife sightings, dual balconies, a heated saltwater pool & spa, summer kitchen, and hidden speakeasy make this home unforgettable. Inside: elevated finishes, chef's kitchen with hidden pantry, and elevator access to all levels. Gated, minutes to the beach, Mayo Clinic, and dining. Furnishings negotiable--just bring your boat. It's time to live the true Florida lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,632
Property taxesest. at asking price, Duval County$3,429
HOAbilled quarterly$300
Estimated total, before insurance$15,361/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,797/yr · $650/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,100,000
$420,000
Loan Term
Monthly Payment
$11,632
Principal & Interest: $11,632
Property taxes (est.): $3,429
Insurance (est.): $1,400
Estimated Total Monthly
$16,461
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,997,946$1,997,946▲ $869,376
2024$450,000$429,000—
2023$390,000$390,000—
2022$390,000$390,000▲ $20,000

2024 property taxes (current owner): $7,797/yr

Estimated taxes if purchased at asking price: ~$41,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$2,200,000
  • Jan 1, 2026Listed$2,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $523/sq ft; this home is listed at $647/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4235 Stacey Road E, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$2,943,000$8224/3.53,5801650.4
14859 Bonefish Drive, Jacksonville, FL 32250Listed by MOMENTUM REALTYAug 2026$3,735,000$1,0084/4.53,7061070.4
14076 Hazelwood Court, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCAug 2026$795,000$3274/32,43440.8
14533 Plumosa Drive, Jacksonville, FL 32250Listed by EXP REALTY, LLCAug 2026$1,537,500$5233/22,942390.9
3681 Annapolis Way, Jacksonville, FL 32224Listed by INI REALTYJul 2026$915,000$2884/43,17571
3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COASTSep 2026$905,000$3104/32,919171.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,200,000
Price / Sq Ft$647
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,400
Total Structure Area5,853 sq ft
Acres0.17 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water
Is WaterfrontYes
New ConstructionYes
Direction FacesWest

Community Information

Address4107 Sunrise Cove Way, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionCove at Isle of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Size7,405.2 sq ft
Lot Dimensions60 x 127
Parcel Number1800151040
ZoningResidential

Amenities

AmenitiesBoat Dock, Boat Slip, Gated, Management - Developer, Marina
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
Water SourcePrivate
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewCanal, Intracoastal, Pool, Water

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
SecurityFire Alarm, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock, Outdoor Kitchen
Lot DescriptionCorner Lot, Cul-De-Sac, Wetlands
Patio / PorchCovered, Deck, Porch, Rear Porch
FencingOther
RoofMetal
ConstructionComposition Siding, Concrete, Frame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 1, 2026
Days on Market220
HOA Fees$900 / Quarterly
HOA FrequencyQuarterly
HOA NameThe Cove at Isle of Palms
Tax Amount$7,797.23
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cove at Isle of Palms

Cove at Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Cove at Isle of Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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