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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Mandarin High School.

Active Under Contract

Active Under Contract·47 days on market

11707 Village Lane

Jacksonville, FL 32223

$475,000$226/sqftEst. $2,422/moMLS# 2146142
3
Beds
2
Baths
2,106
Sq Ft
1971
Built
2
Garage
No
Pool

About this home

Jacksonville

✨ Renovated Mandarin Gem - Half-Acre Lot, No HOA! ✨ Short Sale Welcome to 11707 Village Lane in the heart of Mandarin--one of Jacksonville's most sought-after neighborhoods. This completely updated 3 bedroom, 2 bath, 2,106 sq ft home sits on a rare 0.56-acre lot with no HOA or CDD fees, giving you the freedom to enjoy true Florida living. 💡 Why You'll Love It: This is the rare Mandarin home that checks all the boxes: large lot, modern updates, and unbeatable location. With low inventory in 32223, don't miss this chance to own a turnkey property with room to grow. 📍 Schedule your private showing today and experience why Mandarin is one of Jacksonville's most desirable neighborhoods! =9 Features & Highlights: Newly Renovated Interior - modern finishes, fresh paint, updated flooring, and move-in ready condition. Chef's Kitchen - quartz countertops, stainless steel appliances, white shaker cabinets, and plenty of prep/storage space. Spacious Layout - open concept living + dining

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,422
Principal & Interest: $2,422
Property taxes (est.): $776
Insurance (est.): $317
Estimated Total Monthly
$3,514
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,422
Property taxesest. at asking price, Duval County$776
Estimated total, before insurance$3,197/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,899/yr · $575/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $325,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$427,799$358,051
2024$418,401$347,253 $15,000
2023$385,683$335,683
2022$374,495$124,261
2021$271,137$119,186
2020$264,908$116,851 $5,000

2025 property taxes (current owner): $6,899/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,475 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 15, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$226
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,106
Acres0.56 acres
Year Built1971
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address11707 Village Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Village
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size24,393.6 sq ft
Parcel Number1058220000

Amenities

UtilitiesCable Available, Sewer Not Available, Water Connected
SewerAerobic Septic
Water SourcePrivate, Well
ParkingAttached, Garage

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Additional Information

Date ListedJune 15, 2026
Days on Market4
Tax Amount$6,899.41
Tax Year2025
Listing TermsConventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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