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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Sep 9, 2026·79 days on market·Recent sales in Mandarin

11945 Elizabeth Ann Court

Jacksonville, FL 32223

$451,700sold priceListed at $489,000 · 92.4% of asking$201/sqftMLS# 2145587
4
Beds
2
Baths
2,248
Sq Ft
1993
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $21/mo11,761 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Summer starts here in this beautiful Mandarin pool home! Featuring 4 bedrooms, a versatile flex space, screened lanai & large fenced backyard, this well-maintained, brick, one oner home is sure to impress. Nestled on a quiet cul-de-sac, you'll enjoy easy access to shopping, dining & parks. The oversized kitchen features stainless appliances, abundant cabinetry, solid-surface countertops & breakfast bar overlooking the sunny breakfast nook & spacious family room. Fresh interior paint, new carpet & an inside laundry room make this home truly move-in ready. The private owner's suite offers a tray ceiling, bay window, and peaceful pool views. A desirable split-bedroom layout includes three additional bedrooms and a convenient pool bath. The oversized flex room is perfect for a home office, playroom, craft room, or second living area. Step outside to your tiled screened lanai & sparkling pool oasis. Seller to install NEW ROOF & water heater before closing w/acceptable offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,502
Property taxesest. at asking price, Duval County$738
HOAbilled annually$21
Estimated total, before insurance$3,260/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,649/yr · $304/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$451,700
$90,340
Loan Term
Monthly Payment
$2,502
Principal & Interest: $2,502
Property taxes (est.): $738
Insurance (est.): $301
Estimated Total Monthly
$3,541
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$430,970$175,845—
2024$399,197$170,182▼ $671
2023$365,017$163,769—
2022$351,260$157,543—
2021$291,163$151,499—
2020$270,602$148,717▲ $15,690

2025 property taxes (current owner): $3,649/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$489,000
  • Aug 6, 2026Active Under Contract$489,000
  • Jul 11, 2026Price change$489,000−$10,500
  • May 15, 2026Listed$499,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2601 Michaelson Way, Jacksonville, FL 32223Listed by TRADITIONS REALTY LLCSep 2026$527,900$2344/22,258690.1
2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATESep 2026$430,000$1884/2.52,286160.4
12227 Flynn Woods Road, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSAug 2026$525,000$2533/22,072420.4
12238 Nobleman Drive, Jacksonville, FL 32223Listed by FADER & CO REALTY LLCAug 2026$495,000$1794/22,769110.4
12253 Orange Grove Drive, Jacksonville, FL 32223Listed by BARBARA ANN BURKE, BROKERSep 2026$540,000$2313/22,334790.5
11549 Sedgemoore Drive S, Jacksonville, FL 32223Listed by HOME PLACE REALTYSep 2026$485,000$1785/42,719850.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,000
Price / Sq Ft$218
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,248
Acres0.27 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryCrown Point
MiddleMandarin

Community Information

Address11945 Elizabeth Ann Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionFlynn Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size11,761.2 sq ft
Lot Dimensions55 x 120
Parcel Number1057406925
ZoningResidential

Amenities

Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchRear Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market79
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$3,648.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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