Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oxford Estates, St. Johns — a gated community home in St. Johns County.

Photo 1 / 82
Sold

Sold·Closed Jul 6, 2026·8 days on market·Recent sales in Oxford Estates·Oxford Estates

164 Old Hale Way

St. Johns, FL 32259

$815,000sold priceListed at $815,000 · 100% of asking$256/sqftMLS# 2145806
5
Beds
4
Baths
3,182
Sq Ft
2024
Built
3
Garage
No
Pool

6 more homes for sale in Oxford Estates →Search Oxford Estates on the map

HOA $104/mo11,761 sqft lotSingle Family Residence2 stories

About this home

Oxford Estates

Welcome to your dream home on a premium preserve lot with no rear neighbors! This beautifully designed home blends luxury, comfort, and functionality with stunning curb appeal, an oversized paver driveway, and charming front porch. Inside, enjoy soaring ceilings, abundant natural light, and gorgeous wood-look flooring throughout the main living areas. The open-concept layout features a spacious living room overlooking the preserve and a designer kitchen with quartz countertops, oversized island, stainless steel appliances, upgraded cabinetry, walk-in pantry, and stylish pendant lighting. A flex room/home office offers added versatility. Bathrooms showcase elegant tile work, frameless glass showers, and modern finishes. Generously sized bedrooms, a 3-car garage, upgraded landscaping, and peaceful preserve views complete this move-in ready home! Additional upgrades include an extended lanai, backyard fencing, epoxy-coated garage floors, water softener, and reverse osmosis in Kitchen.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,514
Property taxesest. at asking price, St. Johns County$1,084
HOAbilled annually$104
Estimated total, before insurance$5,703/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,516/yr · $210/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$815,000
$163,000
Loan Term
Monthly Payment
$4,514
Principal & Interest: $4,514
Property taxes (est.): $1,085
Insurance (est.): $543
Estimated Total Monthly
$6,142
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,641 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $930,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$162,000$162,000—
2024$162,000$162,000—

2025 property taxes (current owner): $2,516/yr

Estimated taxes if purchased at asking price: ~$13,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$675,000$2374/32,846420.1
207 Hertford Bridge Way, St. Johns, FL 32259Listed by REDFIN CORPORATIONAug 2026$805,000$2754/32,93070.3
487 S Aberdeenshire Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$495,000$1445/33,428550.8
483 S Aberdeenshire Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$415,000$1814/32,2882190.8
544 Cunningham Hollow Way, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$585,000$2574/22,27521.2
201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$515,000$2184/32,361611.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$815,000
Price / Sq Ft$256
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,182
Acres0.27 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address164 Old Hale Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionOxford Estates
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,761.2 sq ft
Parcel Number0023970280

Amenities

AmenitiesPool, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch
FencingFenced, Back Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedMay 20, 2026
Days on Market8
HOA Fees$1,250 / Annually
HOA FrequencyAnnually
Tax Amount$2,515.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oxford Estates

Oxford Estates is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Oxford Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines