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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Tocoi Creek High School.

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Active

Active·24 days on market

213 Pine Leaf Drive 175

St. Augustine, FL 32092

$579,000$274/sqftEst. $3,207/mo mortgageMLS# 2145611
↓ $10,000 below original list
4
Beds
3
Baths
2,115
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $100/moSingle Family Residence1 storyNew construction

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About this home

St. Augustine

Behind the impressive gated entry to Newbrook, Toll Brothers' flagship community in St. Johns County, is this Oceana Modern Coastal, ready now for closing! The Oceana floorplan truly stands out for its sophisticated design and elevated living experience. From the moment you walk in, the open-concept layout creates a sense of space, natural light, and seamless flow that feels both elegant and inviting! The Oceana's kitchen is upgraded with a built-in oven and microwave, a 36'' five-burner gas cooktop, and quartz countertops. The great room opens to a cozy covered lanai and private backyard through a multi stacking glass door. This home also includes a 10' ceilings on the main with 8' doors, a paver driveway and lanai, full-home gutters, a water-softener loop, smooth walls, and a Rinnai gas tankless water heater.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,207
Property taxesest. at asking price, St. Johns County$770
HOAbilled annually$100
Estimated total, before insurance$4,078/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$579,000
$115,800
Loan Term
Monthly Payment
$3,207
Principal & Interest: $3,207
Property taxes (est.): $770
Insurance (est.): $386
Estimated Total Monthly
$4,364
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:31 AM, sunset 6:50 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$130,000$130,000—

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 20, 2026Price change$579,000−$10,000
  • May 15, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
268 Bedford Terrace, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$530,000$2433/2.52,183400.1
290 Bedford Terrace, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$550,000$2374/32,324660.1
106 Ancient Springs Lane, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYOct 2026$549,000$2294/2.52,3932160.5
42 Ancient Springs Lane, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYOct 2026$493,930$2063/2.52,39300.5
125 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYSep 2026$504,980$2643/21,91600.5
413 Brook Forest Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$475,000$2174/2.52,190140.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$579,000
Price / Sq Ft$274
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,115
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

Zoned elementaryMagnolia Oaks Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryMagnolia Oaks Academy
Reported middleMagnolia Oaks Academy
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address213 Pine Leaf Drive 175, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0107641800

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFrame

Additional Information

Date ListedSeptember 26, 2026
Days on Market145
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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