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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in West End, Ponte Vedra — a home near Allen D. Nease High School.

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Active

$525,0003 bd · 2 ba · 1,832 sq ft

Active·14 days on market·West End

221 Cool Springs

Ponte Vedra, FL 32081

$525,000$287/sqftEst. $2,845/mo mortgageMLS# 2166064
↓ $10,000 below original list
3
Beds
2
Baths
1,832
Sq Ft
2023
Built
2
Garage
No
Pool

17 more homes for sale in West End →Search West End on the map

FEMA Zone XHOA $180/mo4,792 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

West End

This better-than-new Egret villa by Toll Brothers is in Nocatee's popular West End community, close to shopping, dining, and amenities. Ample windows fill the home with natural light, and luxury vinyl plank flooring flows throughout the main living areas. The gourmet kitchen features quartz countertops, 42-inch soft-close cabinets, a microwave and wall oven, pot-and-pan drawers, and pull-out cabinet trays. The dining area and great room open to a covered lanai with a gas grill connection for easy outdoor living. Recent owner upgrades include a whole-house water softener and a full-home filtration system, an HVAC scrubber and UV light, motorized window shades in select rooms, custom closet throughout, and an epoxy garage floor with cabinets and overhead storage. An additional flexible space works well as an office with custom cabinetry. This home shows like a model home in the most current colors. It is immaculate, move-in ready, and will not last long.

Next steps in West End

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,845
Property taxesest. at asking price, St. Johns County$687
HOAbilled quarterly$180
Estimated total, before insurance$3,713/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,705/yr · $642/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,845
Principal & Interest: $2,845
Property taxes (est.): $688
Insurance (est.): $350
Estimated Total Monthly
$3,883
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water · JEA

Municipal drinking water from JEA per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$441,886$390,475—

2025 property taxes (current owner): $7,705/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 13, 2026Price change$525,000−$10,000
  • Oct 30, 2026Active$535,000
  • Oct 28, 2026Withdrawn$535,000
  • Sep 24, 2026Active$535,000
  • Sep 22, 2026Listed$535,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $276/sq ft; this home is listed at $287/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
101 Cool Springs Avenue, Ponte Vedra, FL 32081Listed by OPENDOOR BROKERAGE, LLC.Oct 2026$470,000$3052/21,54110.1
294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$620,000$2644/32,35020.3
61 Willow Breeze Lane, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2723/31,883670.3
30 Armorer Court, Jacksonville, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$483,000$2762/21,751100.6
265 Marietta Drive, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$470,000$3203/21,467210.6
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVENAug 2026$519,400$2443/22,1331270.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$525,000
Price / Sq Ft$287
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,832
Acres0.11 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryPine Island Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPine Island Academy
Reported middlePine Island Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address221 Cool Springs, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWest End At Town Center
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number0680480240

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesOpen Floorplan, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Gas Cooktop
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 30, 2026
Days on Market14
HOA Fees$540 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$7,704.83
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About West End

West End is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all West End homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines