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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 24, 2026·44 days on market·Recent sales in Lake Mandarin·Lake Mandarin

3520 Peerless Dock Court

Jacksonville, FL 32223

$370,000sold priceListed at $370,000 · 100% of asking$234/sqftMLS# 2145341
3
Beds
2
Baths
1,578
Sq Ft
1981
Built
2
Garage
No
Pool

14 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map

HOA $27/mo4,792 sqft lotWaterfrontSingle Family Residence1 story

About this home

Lake Mandarin

HIGHLY MOTIVATED SELLERS! Beautifully updated lakefront 3-bedroom, 2-bath home located in the desirable Lake Mandarin community! This home features stunning views of the peaceful spring-fed lake, an open layout, wood flooring throughout the main living areas, and a renovated kitchen with solid wood, sleek gray cabinetry, stainless steel appliances, sleek countertops, and recessed lighting. Enjoy relaxing or entertaining in the oversized screened-in porch overlooking the peaceful spring-fed lake, complete with your own dock and serene backyard setting. The spacious primary suite offers ample closet space, while the updated bathrooms add charm and character throughout the home. Exterior features include modern curb appeal, a 2-car garage, and a brand-new roof installed in 2025 Conveniently located near shopping, dining, parks, and major roadways while still offering a quiet waterfront retreat featuring a spring fed lake. Flood insurance is not required. Home is vacant and easy to show

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,049
Property taxesest. at asking price, Duval County$604
HOAbilled annually$27
Estimated total, before insurance$2,680/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,460/yr · $372/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$2,049
Principal & Interest: $2,049
Property taxes (est.): $604
Insurance (est.): $247
Estimated Total Monthly
$2,900
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $319,900 in January 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$275,189$221,540▲ $11,000
2024$264,589$214,589—
2023$268,059$81,706▲ $25,345
2022$233,417$77,870▲ $28,790
2021$173,968$74,146▼ $3,054
2020$172,062$72,432▲ $4,871

2025 property taxes (current owner): $4,460/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTYSep 2026$317,000$2083/21,527950.2
3401 Parson Court, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$289,000$1913/21,517540.2
3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$375,000$2234/21,681580.3
3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCSep 2026$335,000$2423/21,382200.3
3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$355,000$2293/21,55010.5
3622 Ballestero Drive S, Jacksonville, FL 32257Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Oct 2026$379,900$2763/21,376330.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$370,000
Price / Sq Ft$234
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,578
Acres0.11 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address3520 Peerless Dock Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionLake Mandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size4,791.6 sq ft
Parcel Number1564113000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchPorch, Screened

Additional Information

Date ListedMay 14, 2026
Days on Market44
HOA Fees$320.63 / Annually
HOA FrequencyAnnually
Tax Amount$4,459.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lake Mandarin

Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Lake Mandarin homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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