This home is in Jacksonville.

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Pending

Pending·55 days on market

13810 Sutton Park Drive N 932

Jacksonville, FL 32224

$205,000$169/sqftEst. $1,091/moMLS# 2144391

Beds

Baths

1,212

Sq Ft

2002

Built

Garage

Pool

About this home

Jacksonville

A rare find in The Grand Reserve--this 2 bedroom condo PLUS a private 1-car garage included makes homeownership convenient! Serene lake and pool views spanning from the living room and both bedrooms, creating light and bright atmosphere. Tall vaulted ceilings add to the space with no neighbors living above you. Wood flooring in main living. The 1-car garage could be used for extra storage too. Newer AC (12/2023). All appliances remain. Location is ideal! Short walk to the amenity center, clubhouse & mailboxes. Plenty of guest parking & located towards the front of the community. Water & sewer included in condo fees. Enjoy resort-style amenities, including a gated entry, sparkling pool & hot tub, fitness center, clubhouse, pickleball, tennis, basketball and sand volleyball courts. Within walking distance to Windsor Parke Golf Course. Perfectly situated near Jacksonville's beaches, St. Johns Town Center, UNF and the Mayo Clinic, this is grand living at its best!

Cost to own

Mortgage calculator

Home Price

$205,000

Down Payment: 20%

$41,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,042

Principal & Interest: $1,042

Est. Taxes & Insurance: $260

Estimated Total Monthly

$1,302

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,091

Property taxesest. at asking price, Duval County$335

HOAbilled monthly$397

Estimated total, before insurance$1,823/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$186,500	$141,538	▼ $13,500
2024	$200,000	$128,671	▲ $7,000
2023	$193,000	$116,974	—
2022	$174,000	$106,340	—
2021	$134,000	$96,673	—
2020	$125,000	$87,885	—

2025 property taxes (current owner): $2,817/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Pending$205,000
May 23, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$205,000

Price / Sq Ft$169

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,212

Year Built2002

TypeResidential

Sub-TypeCondominium

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryChets Creek

MiddleKernan

HighAtlantic Coast

Community Information

Address13810 Sutton Park Drive N 932, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionThe Grand Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Parcel Number1677342160

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball, Playground, Spa/Hot Tub, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Detached, Garage, Garage Door Opener, Guest

ViewLake, Pool, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories1

LevelsThree Or More

LaundryIn Unit

SecuritySecurity Gate, Smoke Detector(s)

Spa FeaturesCommunity