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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 30, 2026·39 days on market·Recent sales in Jacksonville Beach

13810 Sutton Park Drive N 932

Jacksonville, FL 32224

$190,000sold priceListed at $205,000 · 92.7% of asking$157/sqftMLS# 2144391
2
Beds
2
Baths
1,212
Sq Ft
2002
Built
1
Garage
No
Pool
FEMA Zone XHOA $397/moCondominium1 story

About this home

Jacksonville

A rare find in The Grand Reserve--this 2 bedroom condo PLUS a private 1-car garage included makes homeownership convenient! Serene lake and pool views spanning from the living room and both bedrooms, creating light and bright atmosphere. Tall vaulted ceilings add to the space with no neighbors living above you. Wood flooring in main living. The 1-car garage could be used for extra storage too. Newer AC (12/2023). All appliances remain. Location is ideal! Short walk to the amenity center, clubhouse & mailboxes. Plenty of guest parking & located towards the front of the community. Water & sewer included in condo fees. Enjoy resort-style amenities, including a gated entry, sparkling pool & hot tub, fitness center, clubhouse, pickleball, tennis, basketball and sand volleyball courts. Within walking distance to Windsor Parke Golf Course. Perfectly situated near Jacksonville's beaches, St. Johns Town Center, UNF and the Mayo Clinic, this is grand living at its best!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$397
Estimated total, before insurance$1,760/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,817/yr · $235/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$186,500$141,538▼ $13,500
2024$200,000$128,671▲ $7,000
2023$193,000$116,974—
2022$174,000$106,340—
2021$134,000$96,673—
2020$125,000$87,885—

2025 property taxes (current owner): $2,817/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$205,000
  • Jul 9, 2026Pending$205,000
  • May 23, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13810 Sutton Park Drive N 1039, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$185,000$1632/21,13850.1
13810 Sutton Park Drive N 1239, Jacksonville, FL 32224Listed by REAL BROKER LLCSep 2026$182,500$1602/21,138780.1
13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$218,000$1802/21,212320.1
13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$240,000$1683/21,428560.1
13810 Sutton Park Drive N 1210, Jacksonville, FL 32224Listed by ALKO REALTY LLCAug 2026$187,500$1652/21,13810.1
13810 Sutton Park Drive 122, Jacksonville, FL 32224Listed by 1 REALTY CORPAug 2026$190,000$1572/21,2121100.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000
Price / Sq Ft$169
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,212
Year Built2002
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address13810 Sutton Park Drive N 932, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionThe Grand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677342160

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball, Playground, Spa/Hot Tub, Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached, Garage, Garage Door Opener, Guest
ViewLake, Pool, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsThree Or More
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesCommunity

Additional Information

Date ListedMay 23, 2026
Days on Market39
HOA Fees$397.02 / Monthly
HOA FrequencyMonthly
HOA NameVesta Property Services
HOA Fee IncludesSewer, Trash, Water
Tax Amount$2,816.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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