This home is in Jacksonville.

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Pending

Pending·45 days on market

13810 Sutton Park Drive N 723

Jacksonville, FL 32224

$239,000$197/sqftEst. $1,219/moMLS# 2150143

Beds

Baths

1,212

Sq Ft

1997

Built

Garage

Pool

About this home

Jacksonville

Beautifully remodeled and move-in ready, this stunning 2-bedroom, 2-bath condo with GARAGE offers modern finishes for effortless living. Freshly painted throughout, the home features all-new flooring, stylish cabinetry, quartz countertops, and updated bathroom vanities. The well-appointed kitchen is functional and stylish, featuring stainless steel appliances, a gas range, and ample workspace for cooking and entertaining. The dining area, living room, and versatile flex space flow seamlessly, providing the comfort and convenience of open-concept living. Both spacious bedrooms feature walk-in closets, offering exceptional storage. The primary suite serves as a relaxing retreat with a beautifully updated bathroom showcasing a double vanity, frameless glass shower enclosure, and elegant river rock accents. Combining thoughtful updates, generous living spaces, and designer touches throughout, this turnkey home is ready to impress. Located in The Grand Reserve, a gated community...

Cost to own

Mortgage calculator

Home Price

$239,000

Down Payment: 20%

$47,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,219

Principal & Interest: $1,219

Property taxes (est.): $390

Insurance (est.): $159

Estimated Total Monthly

$1,768

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,219

Property taxesest. at asking price, Duval County$390

HOAbilled monthly$397

Estimated total, before insurance$2,006/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,329/yr · $277/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$186,500	$186,500	▼ $13,500
2024	$200,000	$178,354	▲ $7,000
2023	$193,000	$162,140	—
2022	$174,000	$147,400	—
2021	$134,000	$134,000	—
2020	$125,000	$125,000	—

2025 property taxes (current owner): $3,329/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 12, 2026Pending$239,000
Jun 11, 2026Listed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$239,000

Price / Sq Ft$197

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,212

Year Built1997

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryChets Creek

MiddleKernan

HighAtlantic Coast

Community Information

Address13810 Sutton Park Drive N 723, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionThe Grand Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Parcel Number1677341865

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Park, Playground, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Garage, Guest