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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Pending

Pending·234 days on market

13810 Sutton Park Drive 123

Jacksonville, FL 32224

$189,900$157/sqftEst. $1,052/moMLS# 2131902
2
Beds
2
Baths
1,212
Sq Ft
1997
Built
—
Garage
No
Pool
HOA $397/moCondominium1 story

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About this home

Jacksonville

Motivated Seller! Ask about paint and flooring credit to make this beautiful condo to your preferred color and style! Welcome to easy coastal living in The Grand Reserve, a gated community just minutes from Jacksonville's beautiful beaches. This well-designed 2 bedroom, 2 bathroom condo offers two omfortable bedroom suites, each with its own walk-in closet, plus an indoor laundry room! Features all new stainless steel appliances, new HVAC, and new washer and dryer set. The Grand Reserve offers a great collection of amenities, including a resort-style pool, clubhouse, fitness center, tennis and basketball courts, volleyball area, putting green, picnic areas with grills, and sidewalks around the lake for peaceful walks. The low HOA also includes water, sewer, trash, exterior insurance and landscaping. So all you have to worry about is electric and internet while you enjoy all the amenities, adding convenience and value.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$397
Estimated total, before insurance$1,759/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,504/yr · $209/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$181,500$130,778▼ $13,500
2024$195,000$112,193▲ $7,000
2023$188,000$101,994—
2022$169,000$92,722—
2021$129,000$84,293—
2020$120,000$76,630—

2025 property taxes (current owner): $2,504/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$240,000$1683/21,428560
13810 Sutton Park Drive N 1425, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$163,500$1851/1885360
13810 Sutton Park Drive 1537, Jacksonville, FL 32224Listed by 904 REALTY LLCJul 2026$178,750$1472/21,21270
13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$218,000$1802/21,212320.1
13810 Sutton Park Drive 122, Jacksonville, FL 32224Listed by 1 REALTY CORPAug 2026$190,000$1572/21,2121100.1
13810 Sutton Park Drive N 828, Jacksonville, FL 32224Listed by CASTILLO REAL ESTATE JAXAug 2026$184,000$1622/21,1381020.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,900
Price / Sq Ft$157
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,212
Year Built1997
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address13810 Sutton Park Drive 123, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionThe Grand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677341085

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Maintenance Structure, Playground, Spa/Hot Tub, Trash
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedFebruary 25, 2026
Days on Market182
HOA Fees$397 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Trash, Water
Tax Amount$2,503.89
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DALTON WADE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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