This home is in Jacksonville.
Pending·215 days on market
13810 Sutton Park Drive N 823
Jacksonville, FL 32224
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
** Price Adjustment ** This 2 bedroom, 2 bathroom second floor condo is located in The Grand Reserve gated community. Enjoy the open layout and natural lighting while preparing a meal in your granite countertop kitchen with stainless appliances, gas oven, microwave, and under-mounted sink. There is a separate utility room with washer & dryer, a separate dining room, and a living room that includes a gas fireplace and panoramic windows. The primary bedroom includes a large bathroom with marble countertops, double vanity, and tiled shower. Both bedrooms have plenty of walk-in closet space. Ride your bike or walk to nearby shopping or take a short drive to plenty of entertainment and the beach.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,739 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
16th Ave Sabout 5 mi · 28 parking spaces
Closest park or preserve
Dutton Island Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Baymeadows Regional Park – Fish Management Area Primitive Rampabout 4 mi · Baymeadows Regional Park
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 3 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Parkabout 2 mi · Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $275,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $204,650 | $204,650 | ▼ $14,850 |
| 2024 | $219,500 | $163,154 | ▲ $7,700 |
| 2023 | $211,800 | $156,800 | — |
| 2022 | $174,000 | $76,644 | — |
| 2021 | $134,000 | $72,941 | — |
| 2020 | $125,000 | $71,237 | — |
2025 property taxes (current owner): $3,651/yr
Estimated taxes if purchased at asking price: ~$3,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 3, 2026Pending$165,000
- Mar 16, 2026Listed$165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $136/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13810 Sutton Park Drive N 828, Jacksonville, FL 32224Listed by CASTILLO REAL ESTATE JAX | Aug 2026 | $184,000 | $162 | 2/2 | 1,138 | 102 | 0 |
| 13810 Sutton Park Drive N 932, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | Jul 2026 | $190,000 | $157 | 2/2 | 1,212 | 39 | 0 |
| 13810 Sutton Park Drive N 1039, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $185,000 | $163 | 2/2 | 1,138 | 5 | 0.1 |
| 13810 Sutton Park Drive N 1239, Jacksonville, FL 32224Listed by REAL BROKER LLC | Sep 2026 | $182,500 | $160 | 2/2 | 1,138 | 78 | 0.1 |
| 13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $218,000 | $180 | 2/2 | 1,212 | 32 | 0.1 |
| 13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $240,000 | $168 | 3/2 | 1,428 | 56 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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