This home is in Jacksonville.
Pending·170 days on market
13810 Sutton Park Drive N 823
Jacksonville, FL 32224
About this home
Jacksonville
** Price Adjustment ** This 2 bedroom, 2 bathroom second floor condo is located in The Grand Reserve gated community. Enjoy the open layout and natural lighting while preparing a meal in your granite countertop kitchen with stainless appliances, gas oven, microwave, and under-mounted sink. There is a separate utility room with washer & dryer, a separate dining room, and a living room that includes a gas fireplace and panoramic windows. The primary bedroom includes a large bathroom with marble countertops, double vanity, and tiled shower. Both bedrooms have plenty of walk-in closet space. Ride your bike or walk to nearby shopping or take a short drive to plenty of entertainment and the beach.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $275,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $204,650 | $204,650 | ▼ $14,850 |
| 2024 | $219,500 | $163,154 | ▲ $7,700 |
| 2023 | $211,800 | $156,800 | — |
| 2022 | $174,000 | $76,644 | — |
| 2021 | $134,000 | $72,941 | — |
| 2020 | $125,000 | $71,237 | — |
2025 property taxes (current owner): $3,651/yr
Estimated taxes if purchased at asking price: ~$3,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,739 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 3, 2026Pending$165,000
- Mar 16, 2026Listed$165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in The Grand Reserve
Active$159,900MLS# 2142989Est. $851/mo13810 Sutton Park Drive N 535, Jacksonville, FL 322241 Beds1 Baths885 sqftThis one-bedroom, one-bathroom unit is move-in ready and offers a thoughtfully designed floor plan that includes a…
ResidentialJWB REALTY LLC
Active$154,000MLS# 2160228Est. $820/mo13810 Sutton Park Drive 835, Jacksonville, FL 322241 Beds1 Baths885 sqftSpacious one bedroom condo in popular and gated The Grand Reserve condo community. Unit is on the 3rd floor of the…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS
Active Under Contract$149,900MLS# 2150014Est. $798/mo13810 Sutton Park Drive N 425, Jacksonville, FL 322241 Beds1 Baths885 sqftLocated on the second floor within a gated community, this beautifully refreshed home offers a private setting and…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS
Pending$189,900MLS# 2131902Est. $1,011/mo13810 Sutton Park Drive 123, Jacksonville, FL 322242 Beds2 Baths1,212 sqftMotivated Seller! Ask about paint and flooring credit to make this beautiful condo to your preferred color and style!…
ResidentialDALTON WADE INC
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines