This home is in Jacksonville.
Active Under Contract·45 days on market
13810 Sutton Park Drive N 1210
Jacksonville, FL 32224
About this home
Jacksonville
Stylish, Move-In Ready Condo in Prime Jacksonville Location!This beautifully updated 2-bedroom, 2-bathroom first-floor condo in the sought-after Grand Reserve community is ready for you to call home. Featuring high-end luxury vinyl plank (LVP) flooring throughout and a bright, open-concept layout, the home feels spacious and modern.The gourmet kitchen boasts sleek quartz countertops, ample cabinetry, and a full suite of brand-new stainless steel appliances. Whether you're cooking for one or entertaining guests, this space is both functional and stylish.Residents enjoy resort-style amenities, including a fitness center, sparkling swimming pool, basketball courts, and more. Best of all, this prime location puts you just minutes from top shopping and dining destinations, Mayo Clinic, the University of North Florida (UNF), and the beach.Perfect for first-time buyers, professionals, or anyone seeking low-maintenance living in a vibrant, convenient setting!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $177,500 | $123,412 | ▼ $16,000 |
| 2024 | $193,500 | $112,193 | ▲ $8,500 |
| 2023 | $185,000 | $101,994 | — |
| 2022 | $158,500 | $92,722 | — |
| 2021 | $121,000 | $84,293 | — |
| 2020 | $113,000 | $76,630 | — |
2025 property taxes (current owner): $2,553/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water
County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,724 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 2, 2026Listed$189,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: ALKO REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines