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Active

Active·56 days on market

13810 Sutton Park Drive N 1239

Jacksonville, FL 32224

$199,000$175/sqftEst. $1,059/moMLS# 2146540
2
Beds
2
Baths
1,138
Sq Ft
2002
Built
Garage
No
Pool

About this home

Jacksonville

**$2k buyer credit towards closing costs!** Prime location, preserve views and move-in ready! Welcome to this beautifully maintained 2BR/2BA end-unit condo in the gated community of Grand Reserve! Enjoy peaceful preserve views from your private screened porch while living just minutes from Jacksonville's center of it all location -- the beaches, UNF, Mayo Clinic, and St. Johns Town Center. Inside, you'll love the spacious layout featuring vaulted ceilings, abundant natural light, brand new carpet, and an open split-bedroom floor plan perfect for comfort and privacy. This move-in ready unit also includes TWO assigned parking spaces plus a private storage unit. Resort-style amenities include a clubhouse, sparkling pool, fitness center, tennis courts, basketball court, and volleyball court. Whether you're looking for a primary residence, vacation retreat, or investment opportunity, this centrally located condo checks all the boxes! **closing cost credit through preferred lender partner

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,011
Principal & Interest: $1,011
Est. Taxes & Insurance: $253
Estimated Total Monthly
$1,264
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,059
Property taxesest. at asking price, Duval County$325
HOAbilled monthly$373
Estimated total, before insurance$1,757/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $213,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$178,000$127,278 $16,000
2024$194,000$141,065 $8,500
2023$185,500$135,500
2022$159,000$133,650
2021$121,500$121,500
2020$113,500$106,480

2025 property taxes (current owner): $2,442/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 22, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,000
Price / Sq Ft$175
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,138
Year Built2002
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address13810 Sutton Park Drive N 1239, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionGrand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677342585

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Maintenance Grounds, Management - Full Time, Playground, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, On Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchPorch, Screened
RoofShingle
ConstructionFiber Cement, Stucco

Additional Information

Date ListedMay 22, 2026
Days on Market42
HOA Fees$372.77 / Monthly
HOA FrequencyMonthly
HOA NameWindsor Park
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$2,441.8
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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