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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·45 days on market

13810 Sutton Park Drive N 621

Jacksonville, FL 32224

$250,000$175/sqftEst. $1,275/moMLS# 2151099

Beds

Baths

1,428

Sq Ft

1997

Built

—

Garage

Pool

About this home

Jacksonville

This 3 bed 2 bath condominium offers the perfect blend of comfort, style, and unmatched convenience. Nestled within a highly desirable, gated community where location is everything. Centrally situated to give you the access to our pristine local beaches and just minutes from Town Center's premium shopping and dining. with a bright and airy open living space with vaulted ceilings, modern kitchen, large primary suite with a huge walk in closet, and well sized additional bedrooms that offer plenty of space for family, guests, or dedicated home office. Live like you are on vacation every day with exclusive access to resort style amenities, including a sparkling pool and spa, a fully equipped fitness center, Tennis, Basketball, Volleyball courts and Community Clubhouse. Even better, the water, sewer, trash, and pest control are all included in the HOA fees! What's not to Love!

Cost to own

Mortgage calculator

Home Price

$250,000

Down Payment: 20%

$50,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,275

Principal & Interest: $1,275

Property taxes (est.): $408

Insurance (est.): $167

Estimated Total Monthly

$1,850

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,275

Property taxesest. at asking price, Duval County$408

HOAbilled monthly$468

Estimated total, before insurance$2,151/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,229/yr · $186/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$243,575	$115,290	—
2024	$243,575	$111,334	▲ $9,450
2023	$234,125	$106,635	—
2022	$200,525	$102,073	—
2021	$156,975	$97,644	—
2020	$150,150	$95,606	—

2025 property taxes (current owner): $2,229/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 17, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$250,000

Price / Sq Ft$175

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,428

Year Built1997

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address13810 Sutton Park Drive N 621, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionGrand Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Parcel Number1677341725

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management- On Site, Playground, Security, Spa/Hot Tub, Tennis Court(s), Trash, Water

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned