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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bridgewater, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 8, 2026·113 days on market·Recent sales in Bridgewater·Bridgewater

223 Talulla Trail

St. Augustine, FL 32095

$255,000sold priceListed at $267,500 · 95.3% of asking$211/sqftMLS# 2127874
2
Beds
2.5
Baths
1,210
Sq Ft
2023
Built
1
Garage
No
Pool

22 more homes for sale in Bridgewater →Search Bridgewater on the map

FEMA Zone XHOA $65/moWaterfrontTownhouse2 stories

About this home

Bridgewater

Come see this popular Aspen floorplan townhome featuring a dual-primary suite layout upstairs--perfect for roommates or a private home office. The ground floor is upgraded with beautiful tile, granite countertops, and stainless appliances. Modern touches like Smart Home technology and custom garage shelving add immediate value. Enjoy your morning coffee on the newly pavered patio with a gated fence while looking out over a peaceful wooded preserve and water view. With top-tier, A-rated, St. Johns County schools and a location central to I-95, restaurants, and medical facilities, this home offers unbeatable value. Own for less than the cost of rent! This stunning townhome is eligible for qualified buyers to move in with ZERO down payment and ZERO closing costs via a special USDA loan program. CALL Today to schedule your private showing! Some interior photos have been virtually staged to show the home's full potential. Don't wait--this rare financial opportunity won't last long!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Property taxesest. at asking price, St. Johns County$339
HOAbilled monthly$65
Estimated total, before insurance$1,817/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Property taxes (est.): $339
Insurance (est.): $170
Estimated Total Monthly
$1,922
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,502 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $288,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$233,879$183,157—
2024$238,237$188,237—
2023$70,000$70,000—
2022$18,760$18,760—

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$267,500
  • May 28, 2026Listed$267,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
201 Talulla Trail, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$253,500$2102/2.51,2101060
211 Pasadena Drive, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$256,000$2122/2.51,210120.1
119 Talulla Trail, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$257,000$2122/2.51,210760.1
170 Talulla Trail, St. Augustine, FL 32095Listed by LUXURY PROPERTY SERVICES GROUPJul 2026$252,000$2082/2.51,2101180.1
72 Vero Drive, St. Augustine, FL 32095Listed by COASTAL REALTY JAXOct 2026$289,900$1933/2.51,502690.2
204 Pasadena Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$261,500$1812/2.51,442560.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$267,500
Price / Sq Ft$221
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,210
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

Community Information

Address223 Talulla Trail, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBridgewater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0261011240

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods
Waterfront TypePond

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Tub with Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionWooded
Patio / PorchPatio
FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedMay 28, 2026
Days on Market113
HOA Fees$65 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bridgewater

Bridgewater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Bridgewater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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