This home is in Bridgewater, St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Jul 8, 2026·113 days on market·Recent sales in Bridgewater·Bridgewater
223 Talulla Trail
St. Augustine, FL 32095
22 more homes for sale in Bridgewater →Search Bridgewater on the map
About this home
Bridgewater
Come see this popular Aspen floorplan townhome featuring a dual-primary suite layout upstairs--perfect for roommates or a private home office. The ground floor is upgraded with beautiful tile, granite countertops, and stainless appliances. Modern touches like Smart Home technology and custom garage shelving add immediate value. Enjoy your morning coffee on the newly pavered patio with a gated fence while looking out over a peaceful wooded preserve and water view. With top-tier, A-rated, St. Johns County schools and a location central to I-95, restaurants, and medical facilities, this home offers unbeatable value. Own for less than the cost of rent! This stunning townhome is eligible for qualified buyers to move in with ZERO down payment and ZERO closing costs via a special USDA loan program. CALL Today to schedule your private showing! Some interior photos have been virtually staged to show the home's full potential. Don't wait--this rare financial opportunity won't last long!
Next steps in Bridgewater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,502 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $288,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $233,879 | $183,157 | — |
| 2024 | $238,237 | $188,237 | — |
| 2023 | $70,000 | $70,000 | — |
| 2022 | $18,760 | $18,760 | — |
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 10, 2026Closed$267,500
- May 28, 2026Listed$267,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 201 Talulla Trail, St. Augustine, FL 32095Listed by EXP REALTY LLC | Sep 2026 | $253,500 | $210 | 2/2.5 | 1,210 | 106 | 0 |
| 211 Pasadena Drive, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $256,000 | $212 | 2/2.5 | 1,210 | 12 | 0.1 |
| 119 Talulla Trail, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $257,000 | $212 | 2/2.5 | 1,210 | 76 | 0.1 |
| 170 Talulla Trail, St. Augustine, FL 32095Listed by LUXURY PROPERTY SERVICES GROUP | Jul 2026 | $252,000 | $208 | 2/2.5 | 1,210 | 118 | 0.1 |
| 72 Vero Drive, St. Augustine, FL 32095Listed by COASTAL REALTY JAX | Oct 2026 | $289,900 | $193 | 3/2.5 | 1,502 | 69 | 0.2 |
| 204 Pasadena Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $261,500 | $181 | 2/2.5 | 1,442 | 56 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EAGLES WORLD REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bridgewater
Bridgewater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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