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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plummer Creek, Yulee.

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Sold

Sold·Closed Jun 23, 2026·27 days on market·Recent sales in Plummer Creek·Plummer Creek

78643 Goldfinch Lane

Yulee, FL 32097

$555,000sold priceListed at $579,000 · 95.9% of asking$241/sqftMLS# 2144036
4
Beds
2
Baths
2,307
Sq Ft
2018
Built
2
Garage
Yes
Pool

8 more homes for sale in Plummer Creek →Search Plummer Creek on the map

HOA $62/mo8,276 sqft lotSingle Family Residence1 story

About this home

Plummer Creek

Imagine living like you are on vacation daily. This beautifully upgraded 4 bedroom, 2 bath home with dedicated office in the heart of Yulee features an incredible resort-style backyard oasis! This open-concept home offers luxury vinyl plank flooring, spacious living areas, designer finishes, and a gourmet kitchen with oversized island, upgraded cabinetry, custom backsplash, stainless steel appliances, wine bar, and abundant counter space perfect for entertaining. The spacious owner's suite and flexible floor plan provide comfort and functionality for everyday living. Step outside and enjoy true Florida lifestyle living with a custom pool and spa, expansive paver patio, large screened lanai, and fully equipped outdoor kitchen under a covered gazebo complete with grill, bar seating, and entertaining space. The fully fenced backyard backs to a wooded preserve creating added privacy and a peaceful setting. Conveniently located near shopping, dining, Jacksonville, and Amelia Island beaches

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,074
Property taxesest. at asking price, Nassau County$766
HOAbilled annually$62
Estimated total, before insurance$3,902/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,501/yr · $458/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$555,000
$111,000
Loan Term
Monthly Payment
$3,074
Principal & Interest: $3,074
Property taxes (est.): $766
Insurance (est.): $370
Estimated Total Monthly
$4,210
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $523,700 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$401,165$347,984—
2024$389,662$337,469—
2023$371,728$321,728—
2022$305,442$223,918—
2021$258,305$181,067—
2020$238,806$167,211—

2025 property taxes (current owner): $5,501/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
79476 Plummers Creek Drive, Yulee, FL 32097Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERSSep 2026$540,000$1884/42,872450.2
75026 Semper Fi Drive, Yulee, FL 32097Listed by HERRON REAL ESTATE LLCAug 2026$218,000$1253/21,739790.3
79514 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLCAug 2026$480,000$1766/42,7331490.3
65805 Edgewater Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUPOct 2026$352,000$2063/21,709120.6
79674 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLCSep 2026$530,000$1916/42,775780.6
82079 Hooded Warbler Court, Yulee, FL 32097Listed by REAL BROKER LLCOct 2026$379,000$2223/21,707140.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$579,000
Price / Sq Ft$251
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,307
Acres0.19 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address78643 Goldfinch Lane, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPlummer Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,276.4 sq ft
Parcel Number122N26160300440000

Amenities

AmenitiesPool, Clubhouse, Playground
Community FeaturesSidewalks, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingBack Yard, Full, Vinyl
RoofShingle
ConstructionFiber Cement
Other StructuresGazebo, Shed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 7, 2026
Days on Market27
HOA Fees$745 / Annually
HOA FrequencyAnnually
HOA NamePlummers Creek
Tax Amount$5,501.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plummer Creek

Plummer Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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