Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·62 days on market

6795 Arching Branch Circle

Jacksonville, FL 32258

$227,500$182/sqftEst. $1,160/moMLS# 2147810

Beds

Baths

1,248

Sq Ft

2006

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to this stunning end-unit townhome nestled within the gated community of Arrowood in Bartram Park! Thoughtfully designed across two floors, the main level flows seamlessly from the kitchen through the dining area and into the living room with a half bath rounding out the space. Upstairs, two spacious bedrooms each boast their own private en-suite bath, offering comfort and privacy for everyone. Major updates have already been done for you, all windows were replaced in 2023 and the exterior received a truly one-of-a-kind facelift making this home the standout gem of the neighborhood. Out back your screened in patio provides private views of the nature preserve, your own personal retreat tucked away from it all, complete with extra storage. Arrowood is a beautifully maintained community with resort-style amenities including a pool and fitness center. You're just minutes from the shops at Durbin with easy access to I-95 making errands, dining, and commuting effortless.

Cost to own

Mortgage calculator

Home Price

$227,500

Down Payment: 20%

$45,500

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,160

Principal & Interest: $1,160

Property taxes (est.): $372

Insurance (est.): $152

Estimated Total Monthly

$1,683

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,160

Property taxesest. at asking price, Duval County$371

HOAbilled monthly$200

Estimated total, before insurance$1,731/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,539/yr · $295/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $225,000 in February 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$202,246	$151,524	—
2024	$203,048	$153,048	▲ $10,000
2023	$205,611	$155,611	▲ $26,808
2022	$172,803	$172,803	▼ $5,342
2021	$134,724	$74,886	—
2020	$128,093	$73,093	▲ $9,111

2025 property taxes (current owner): $3,539/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History