This home is in St. Augustine.

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Active Under Contract

Active Under Contract·70 days on market

464 Casa Sevilla Avenue

St. Augustine, FL 32092

$460,000$229/sqftEst. $2,448/moMLS# 2143690

Beds

Baths

2,007

Sq Ft

2009

Built

Garage

Yes

Pool

About this home

St. Augustine

This beautifully maintained pool home is located in one of the most convenient locations of St. Augustine and it checks all of the boxes - location, layout, and lifestyle. The open floor plan was designed with entertaining in mind with the kitchen overlooking a generously sized family room and dining room. Additionally, a glass enclosed sunroom extends the living area offering another space to mingle. The spacious living area flows seamlessly into the gourmet kitchen, complete with Corian countertops, rich wood cabinetry, stainless steel appliances, bar seating, and a sunny breakfast nook--perfect for casual mornings or hosting guests. Wood flooring extends throughout the main living areas and into the primary suite, creating a warm and cohesive feel. The primary retreat features a well-appointed ensuite bath with dual vanities, a relaxing garden tub, and a separate walk-in shower. Two secondary bedrooms are located down their own hallway with a full bathroom in between, and the fourth

Cost to own

Mortgage calculator

Home Price

$460,000

Down Payment: 20%

$92,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,324

Principal & Interest: $2,324

Est. Taxes & Insurance: $581

Estimated Total Monthly

$2,904

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,448

Property taxesest. at asking price, St. Johns County$612

HOAbilled semi-annually$81

Estimated total, before insurance$3,141/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$422,111	$417,223	—
2024	$389,153	$379,294	—
2023	$416,192	$344,813	—
2022	$342,219	$266,961	—
2021	$237,747	$237,747	—
2020	$219,918	$219,918	—

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 6, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$460,000

Price / Sq Ft$229

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,007

Acres0.16 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address464 Casa Sevilla Avenue, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionSevilla

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,969.6 sq ft

Parcel Number0283322330

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1