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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near Tocoi Creek High School.

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Active·Listed today

208 Island Green Drive

St. Augustine, FL 32092

$399,900$223/sqftEst. $2,054/moMLS# 2161223
3
Beds
2
Baths
1,794
Sq Ft
2004
Built
2
Garage
No
Pool

About this home

St. Augustine

Welcome to 208 Island Green Dr, a beautifully maintained home nestled within a private 64-home enclave known for quality concrete block construction. Designed for durability, energy efficiency, and peace of mind, these homes offer lasting value. Inside, you'll find a bright, open floor plan with spacious living areas, a well-appointed kitchen with ample cabinetry, and a private primary suite designed for comfort and relaxation. Enjoy peaceful outdoor living on the oversized screened lanai, perfect for morning coffee or evening gatherings. Major updates include a new roof and gutters (2020), hot water heater and water softener (2020), Carrier HVAC (2022), updated faucets and shut-off valves (2023), Bosch smart dishwasher (2024), washing machine (2025), and fresh exterior paint (August 2026)! HOA dues include lawn mowing, edging, year-round irrigation, plus access to the incredible amenities at The King & The Bear, offering a truly low-maintenance Florida lifestyle.

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,054
Principal & Interest: $2,054
Property taxes (est.): $532
Insurance (est.): $267
Estimated Total Monthly
$2,853
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,054
Property taxesest. at asking price, St. Johns County$532
HOAbilled quarterly$301
Estimated total, before insurance$2,887/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,796/yr · $316/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$379,717$245,049
2024$388,500$237,435
2023$411,685$229,063
2022$330,640$220,935
2021$263,044$213,044
2020$229,021$166,899

2025 property taxes (current owner): $3,796/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 21, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900
Price / Sq Ft$223
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,794
Acres0.14 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address208 Island Green Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv St Andrews Place
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,098.4 sq ft
Parcel Number0279560030

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management - Off Site, Pickleball, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Rear Porch, Screened
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 21, 2026
Days on Market0
HOA Fees$904 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$3,795.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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