This home is in Sevilla, St. Augustine — a home near Tocoi Creek High School.
Sold·Closed Oct 21, 2026·5 days on market·Recent sales in Sevilla·Sevilla
1029 Santa Cruz Street
St. Augustine, FL 32092
13 more homes for sale in Sevilla →Search Sevilla on the map
About this home
Sevilla
1029 Santa Cruz St, Saint Augustine FL 32092 is a waterfront home built in 2013 with 1,884 square feet. The kitchen features a center island, quartz countertops, a walk-in pantry, an accent backsplash, and stainless steel appliances, creating a fully equipped space for cooking and entertaining. Interior paint extends throughout, and a dedicated laundry room adds utility. A patio extends the living space outdoors, flowing to a fully fenced backyard with water views that creates ample room for relaxation and entertaining. An attached garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room. Included 100-Day Home Warranty with buyer activation
Next steps in Sevilla
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Area40 min drive · 24 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area16 min drive · 2.2 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 6 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 9 mi · Robinson Creek - Tolomato River
Closest youth league fields
Mill Creek Park10 min drive · Baseball
Closest grocery store
Publix8 min drive · 170 Village Commons Dr, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,850/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 21, 2026Closed$390,000
- Sep 19, 2026Pending$390,000
- Sep 14, 2026Listed$390,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $207/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1204 Paradise Pond Road, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC. | Sep 2026 | $411,000 | $222 | 3/2 | 1,850 | 60 | 1 |
| 208 Island Green Drive, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $385,000 | $215 | 3/2 | 1,794 | 27 | 1.1 |
| 325 Island Green Drive, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $415,000 | $226 | 3/2 | 1,834 | 17 | 1.1 |
| 2421 E Caparina Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $510,000 | $240 | 4/3 | 2,129 | 25 | 1.5 |
| 1364 Nochaway Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $414,000 | $199 | 4/2 | 2,085 | 17 | 1.6 |
| 1247 Nochaway Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $355,500 | $258 | 3/2 | 1,376 | 24 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OPENDOOR BROKERAGE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sevilla
Sevilla is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Sevilla homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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