Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Sevilla, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·49 days on market·Sevilla

836 Porto Cristo Avenue

St. Augustine, FL 32092

$520,000$223/sqftEst. $2,846/moMLS# 2160551

↓ $9,000 below original list

Beds

2.5

Baths

2,337

Sq Ft

2008

Built

Garage

Pool

11 more homes for sale in Sevilla →Search Sevilla on the map

FEMA Zone XHOA $81/moSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sevilla

DESIGNER RENOVATED • BEAUTIFULLY CURATED • COMPLETELY MOVE-IN READY! This is not your typical renovation! Thoughtfully reimagined from top to bottom by a professional designer, this stunning home delivers the look and feel of a high-end custom property without the luxury price tag. Every finish, fixture and detail has been carefully selected to create a sophisticated, cohesive design that feels fresh, elevated and effortlessly stylish. Step inside and you'll immediately notice the difference. Beautiful finishes, designer lighting, an updated kitchen and baths, stylish flooring and a fresh, modern color palette come together to create a home that feels both luxurious and inviting. No cookie-cutter renovation here, every space has been intentionally designed with today's buyer in mind. The result is a turnkey home with serious style where the renovation is complete, the details have been handled, and all that's left to do is move in and enjoy! Call today to schedule your tour!

Next steps in Sevilla

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,846

Property taxesest. at asking price, St. Johns County$692

HOAbilled semi-annually$81

Estimated total, before insurance$3,619/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$520,000

Down Payment: 20%

$104,000

Interest Rate: 7.28%

Loan Term

Monthly Payment

$2,846

Principal & Interest: $2,846

Property taxes (est.): $692

Insurance (est.): $347

Estimated Total Monthly

$3,885

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:22 AM, sunset 7:06 PM.

The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Sep 7, 2026Price change$520,000−$9,000
Aug 17, 2026Listed$529,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$520,000

Price / Sq Ft$223

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,337

Year Built2008

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorthwest

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address836 Porto Cristo Avenue, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionSevilla

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0283320450

Amenities

AmenitiesPool, Basketball Court, Playground

Community FeaturesSuburban, Curbs

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Wine Cooler

HeatingHeat Pump

CoolingAttic Fan

FlooringCarpet

FireplaceYes

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch

FencingVinyl

RoofShingle

ConstructionStucco

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedAugust 18, 2026

Days on Market41

HOA Fees$485 / Semi-Annually

HOA FrequencySemi-Annually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sevilla

Sevilla is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

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