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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sevilla, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·1 day on market·Sevilla

624 Porto Cristo Avenue

St. Augustine, FL 32092

$379,000$208/sqftEst. $2,075/moMLS# 2168033
4
Beds
2
Baths
1,820
Sq Ft
2006
Built
2
Garage
No
Pool

12 more homes for sale in Sevilla →Search Sevilla on the map

FEMA Zone XHOA $81/mo6,534 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sevilla

Welcome home to this beautifully refreshed 4-bedroom, 2-bath home in desirable St. Johns County! Conveniently located near I-95, shopping, dining, medical, excellent schools and everyday amenities. This home offers both comfort and convenience. The smart split bedroom floor plan provides privacy and flexibility, with the primary suite thoughtfully separated from the additional bedrooms. Fresh interior paint throughout and new carpet in all the bedrooms create a clean, inviting feel, making this home truly move-in ready. Step out to the screened lanai and enjoy the private backyard which is perfect for relaxing or entertaining. This is a wonderful opportunity to enjoy all that the World Golf Village area has to offer. Some photos are virtually staged. Roof 2026, Hot Water Heater 2024, HVAC 2017

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,075
Property taxesest. at asking price, St. Johns County$504
HOAbilled annually$81
Estimated total, before insurance$2,660/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,805/yr · $484/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,000
$75,800
Loan Term
Monthly Payment
$2,075
Principal & Interest: $2,075
Property taxes (est.): $504
Insurance (est.): $253
Estimated Total Monthly
$2,832
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,805/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$379,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,000
Price / Sq Ft$208
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,820
Acres0.15 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address624 Porto Cristo Avenue, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSevilla
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,534 sq ft
Parcel Number0283320980
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 6, 2026
Days on Market1
HOA Fees$970 / Annually
HOA FrequencyAnnually
HOA NameLeland Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,804.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEMETHY REAL ESTATE GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sevilla

Sevilla is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Sevilla homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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