This home is in Samara Lakes, St. Augustine — a home near Tocoi Creek High School.
Active Under Contract·44 days on market·Samara Lakes
1160 Nochaway Drive
St. Augustine, FL 32092
13 more homes for sale in Samara Lakes →Search Samara Lakes on the map
About this home
Samara Lakes
Peaceful pond views and a beautiful mature oak create a special setting from the moment you arrive. Hedges offer added privacy as you relax on the front porch and take in the view. Inside, fresh paint and luxury vinyl plank flooring flow throughout the main living areas and one bedroom, complemented by Corian countertops and a new refrigerator in the kitchen, plus a spacious primary suite with a built-in closet system. Out back, the fully fenced yard overlooks a gorgeous wooded landscape and features a stunning pavered patio with a built-in fire pit - the perfect place to unwind, entertain and enjoy Florida evenings. A seven-year-old roof, water softener, included washer and dryer, and NO CDD fees add even more to this move-in-ready Samara Lakes home. Enjoy community amenities including a pool, fitness center, clubhouse, basketball court, soccer field and multiple playgrounds. SELLER OFFERING HOME WARRANTY.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,744 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $337,022 | $180,103 | — |
| 2024 | $355,645 | $174,320 | — |
| 2023 | $362,295 | $167,786 | — |
| 2022 | $332,414 | $161,443 | — |
| 2021 | $230,234 | $155,284 | — |
| 2020 | $215,940 | $152,450 | — |
2025 property taxes (current owner): $2,921/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 12, 2026Active Under Contract$409,990
- Sep 1, 2026Price change$409,990−$10,000
- Aug 14, 2026Listed$419,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Samara Lakes
Samara Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Samara Lakes homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines