Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

Photo 1 / 26
Sold

Sold·Closed Jul 10, 2026·12 days on market·Recent sales in St. Augustine

400 Plantation Grove Lane

St. Augustine, FL 32086

$850,000sold priceListed at $850,000 · 100% of asking$255/sqftMLS# 2148778
5
Beds
3
Baths
3,338
Sq Ft
2002
Built
2
Garage
No
Pool
HOA $133/mo0.68 acresSingle Family Residence2 stories

About this home

St. Augustine

Explore 400 Plantation Grove Ln, a layout arranged for everyday practicality and comfort. The residence contains a comforting fireplace. The kitchen is equipped with a functional island, an accent backsplash, and all stainless steel appliances. The primary bathroom features double sinks and a jacuzzi tub. An exterior deck extends the living space. This residence blends comfort with functional design.. Included 100-Day Home Warranty with buyer activation

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,708
Property taxesest. at asking price, St. Johns County$1,131
HOAbilled quarterly$133
Estimated total, before insurance$5,973/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,132/yr · $594/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,708
Principal & Interest: $4,708
Property taxes (est.): $1,131
Insurance (est.): $567
Estimated Total Monthly
$6,406
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,585 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$695,199$492,746—
2024$633,434$478,152—
2023$671,689$462,769—
2022$640,850$447,834—
2021$510,876$433,334—
2020$517,708$426,661—

2025 property taxes (current owner): $7,132/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $255/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1191 Brookside Court, St. Augustine, FL 32086Listed by WATSON REALTY CORPSep 2026$770,000$2674/2.52,8841310.6
3369 Kings Road S, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYSep 2026$715,000$2295/43,12750.7
725 Andrew Avenue, St. Augustine, FL 32086Listed by NON MLS (realMLS)Jul 2026$780,000$2783/22,802170.7
735 Charmwood Drive, St. Augustine, FL 32086Listed by WATSON REALTY CORPMay 2026$735,000$2614/2.52,817230.7
695 Sandstone Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2025$495,000$2034/32,4401030.7
189 Onyx Court, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$555,000$2025/3.52,753130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$850,000
Price / Sq Ft$255
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,338
Acres0.68 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address400 Plantation Grove Lane, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionGovernors Plantation
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size29,620.8 sq ft
Parcel Number1358190500

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesOther, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo

Exterior

RoofShingle

Additional Information

Date ListedJune 4, 2026
Days on Market12
HOA Fees$400 / Quarterly
HOA FrequencyQuarterly
HOA NameGOVERNORS PLANTATION UNIT 1 HOA, INC
Tax Amount$7,131.92
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines