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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Oaks, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 21, 2026·31 days on market·Recent sales in River Oaks·River Oaks

1770 Rising Oaks Drive

Jacksonville, FL 32223

$687,500sold priceListed at $697,500 · 98.6% of asking$261/sqftMLS# 2142596
5
Beds
4
Baths
2,638
Sq Ft
2000
Built
2
Garage
Yes
Pool

4 more homes for sale in River Oaks →Search River Oaks on the map

FEMA Zone XHOA $31/mo13,939 sqft lotSingle Family Residence2 stories

About this home

River Oaks

Pool home in the heart of Mandarin, nestled in a beautiful quiet neighborhood full of mature oaks. Home has been completely remodeled creating an open floor plan. Stylishly updated kitchen with oversized island and wine/coffee bar. Custom closets throughout, as well as all new black out shades in all rooms. New A/C 2023. Spacious backyard with pool, and a peaceful, private vibe, perfect for entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,808
Property taxesest. at asking price, Duval County$1,123
HOAbilled annually$31
Estimated total, before insurance$4,962/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,334/yr · $778/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$687,500
$137,500
Loan Term
Monthly Payment
$3,808
Principal & Interest: $3,808
Property taxes (est.): $1,123
Insurance (est.): $458
Estimated Total Monthly
$5,389
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $585,000 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$505,474$505,474—
2024$486,964$486,964▼ $716
2023$500,772$252,378▲ $83,841
2022$400,445$243,571—
2021$340,634$235,021—
2020$310,038$231,086—

2025 property taxes (current owner): $9,334/yr

Estimated taxes if purchased at asking price: ~$13,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$697,500
  • Apr 30, 2026Listed$697,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $264/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.1
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14630.3
1767 St Lawrence Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$1434/22,524120.5
2506 Riley Oaks Trail, Jacksonville, FL 32223Listed by THE LEGENDS OF REAL ESTATEOct 2026$769,000$2454/3.53,14130.7
11774 Mandarin Forest Drive, Jacksonville, FL 32223Listed by REMAX WELCOME HOMESep 2026$505,000$2723/21,85840.7
11780 Mandarin Forest Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYAug 2026$520,000$2213/32,350300.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$697,500
Price / Sq Ft$264
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,638
Acres0.32 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address1770 Rising Oaks Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiver Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size13,939.2 sq ft
Parcel Number1059645680

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered
FencingBack Yard, Full, Wood
RoofShingle
ConstructionFrame, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedApril 30, 2026
Days on Market31
HOA Fees$376 / Annually
HOA FrequencyAnnually
Tax Amount$9,333.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JAX REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Oaks

River Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.

View all River Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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