This home is in River Oaks, Jacksonville.

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Active

Active·Listed today·River Oaks

12008 Rising Oaks Drive

Jacksonville, FL 32223

$649,000$268/sqftEst. $3,454/moMLS# 2154689

Beds

Baths

2,421

Sq Ft

2000

Built

Garage

Yes

Pool

About this home

River Oaks

Welcome to this beautifully updated pool home (salt water) in the sought-after River Oaks community in the heart of Mandarin. Offering 4 bedrooms, 2.5 bathrooms, and over 2,400 square feet, this home blends timeless charm with modern updates. The remodeled kitchen features custom cabinetry, stone countertops, abundant workspace, and opens to the living and dining areas, perfect for everyday living and entertaining. The spacious first-floor primary suite offers a private retreat, while three additional bedrooms upstairs provide flexibility for family, guests, or a home office. Step outside to your private backyard oasis with a sparkling saltwater pool, ideal for relaxing or hosting friends and family. Conveniently located near shopping, dining, parks, and major commuter routes, this move-in-ready home offers the lifestyle buyers have been searching for.. The possibilities are endless in making this house your home!

Cost to own

Mortgage calculator

Home Price

$649,000

Down Payment: 20%

$129,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,454

Principal & Interest: $3,454

Est. Taxes & Insurance: $864

Estimated Total Monthly

$4,318

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,454

Property taxesest. at asking price, Duval County$1,059

HOAbilled annually$34

Estimated total, before insurance$4,548/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2022	$374,203	$0	—
2021	$319,429	$0	—
2020	$291,445	$207,136	—

2025 property taxes (current owner): $7,887/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2022), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,561 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,000

Price / Sq Ft$268

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,421

Acres0.37 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

Community Information

Address12008 Rising Oaks Drive, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionRiver Oaks

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size16,117.2 sq ft

Parcel Number1059645420

Amenities

UtilitiesElectricity Connected, Electricity Not Available, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

SecuritySmoke Detector(s)