Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 43
Active

$463,0004 bd · 2.5 ba · 2,103 sq ft

Active·62 days on market

547 Evening Sky Drive

Oviedo, FL 32765

$463,000$220/sqftEst. $2,524/mo mortgageMLS# 2163965
↓ $10,000 below original list
4
Beds
2.5
Baths
2,103
Sq Ft
2009
Built
2
Garage
No
Pool
FEMA Zone XHOA $350/moTownhouse2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Oviedo

*BUYERS: Close by 11/30/26 and receive Seller contribution of up to $3,000 toward closing costs and/or rate buydown* In a gated community close to UCF, recreation, and shopping, this Oviedo home has been beautifully updated and well maintained. Seller enhancements include: Kitchen reverse osmosis system (2024), UV ceramic tint on windows and rear sliders (2025), remodeled powder bath, newly installed floors, and artfully tiled stair risers (2026). Plantation shutters offer privacy and options for soft natural light, while a UV light and air purifier elevate the HVAC system. The freshly painted 1st floor includes the primary suite with remodeled closet and a door leading out to the screened balcony overlooking peaceful conservation. The transformed powder bath features tiled walls, wallpaper, a vessel sink, live-edge wood accents, and a backlit mirror. Outside, colorful landscaping adds curb appeal and a playground for butterflies and hummingbirds. Come see what makes this home special!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,524
HOAbilled monthly$350
Estimated total, before insurance$2,874/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$463,000
$92,600
Loan Term
Monthly Payment
$2,524
Principal & Interest: $2,524
Insurance (est.): $309
Estimated Total Monthly
$2,833
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011074 Oviedo WRF · Public water (record)

County records show this parcel on central sewer served by FLA011074 Oviedo WRF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 27, 2026Price change$463,000−$10,000
  • Sep 8, 2026Listed$473,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$463,000
Price / Sq Ft$220
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,103
Year Built2009
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address547 Evening Sky Drive, Oviedo, FL 32765
Area993-Out Of Area-South
SubdivisionRiver Oaks
CityOviedo
CountySeminole
StateFL
Zip Code32765
Parcel Number13213150800000280
ZoningResidential

Amenities

AmenitiesPool, Gated, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Screened
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 8, 2026
Days on Market62
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NameExtreme Management Team LLC
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines