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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Oaks, Jacksonville — a pool home in Jacksonville.

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Active

$714,9004 bd · 3 ba · 2,764 sq ft

Active·46 days on market·River Oaks

12064 Rising Oaks Court

Jacksonville, FL 32223

$714,900$259/sqftEst. $3,898/mo mortgageMLS# 2166473
4
Beds
3
Baths
2,764
Sq Ft
2000
Built
2
Garage
Yes
Pool

4 more homes for sale in River Oaks →Search River Oaks on the map

FEMA Zone XHOA $34/mo0.43 acresSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

River Oaks

Welcome home to this impressive all-brick home tucked away on a quiet cul-de-sac in the heart of Mandarin. The spacious layout features a large primary suite, an open and inviting living room, a dedicated office, and a generous upstairs sitting room offering plenty of flexible space. Beautiful hardwood floors and crown molding add warmth and character throughout. The open kitchen is designed for entertaining with granite countertops, abundant cabinetry, a large island, stainless steel appliances, and undermount lighting. Step outside to your private backyard retreat featuring a screened pool, expansive covered patio, and fully equipped outdoor kitchen. A whole-house generator provides added peace of mind, especially during hurricane season. Enjoy the privacy of a quiet, peaceful neighborhood while still being conveniently located near shopping, dining, schools, parks, and everything Mandarin has to offer.

Next steps in River Oaks

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,898
Property taxesest. at asking price, Duval County$1,167
HOAbilled annually$34
Estimated total, before insurance$5,099/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,445/yr · $537/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$714,900
$142,980
Loan Term
Monthly Payment
$3,898
Principal & Interest: $3,898
Property taxes (est.): $1,167
Insurance (est.): $477
Estimated Total Monthly
$5,542
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,445/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Active$714,900
  • Sep 24, 2026Listed$714,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.1
1911 St Marys Court, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCOct 2026$650,000$2014/23,227170.3
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14630.3
1770 Providence Hollow Lane, Jacksonville, FL 32223Listed by MOMENTUM REALTYOct 2026$475,000$2094/2.52,27730.5
1767 St Lawrence Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$1434/22,524120.5
2506 Riley Oaks Trail, Jacksonville, FL 32223Listed by THE LEGENDS OF REAL ESTATEOct 2026$769,000$2454/3.53,14130.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$714,900
Price / Sq Ft$259
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,764
Acres0.43 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure, Solar Heat, Waterfall
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12064 Rising Oaks Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiver Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size18,730.8 sq ft
Parcel Number1059645665

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Screened
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 25, 2026
Days on Market46
HOA Fees$410 / Annually
HOA FrequencyAnnually
HOA NameProperty Management Partners & Assoc Inc
Tax Amount$6,444.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Oaks

River Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.

View all River Oaks homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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