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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Sold

Sold·Closed Apr 27, 2026·0 days on market·Recent sales in Yulee

416 Sandy Bluff Drive 0057

Yulee, FL 32097

$696,750sold priceListed at $696,750 · 100% of asking$246/sqftMLS# 2142262
4
Beds
3
Baths
2,827
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $150/moSingle Family Residence1 storyNew construction

About this home

Yulee

NEW COMMUNITY! Sandy Bluff features a gated entrance, community riverfront boardwalk, pickleball court, dog park, trails & more! The Fitzgerald, one of SEDA's most popular floorplans, features 2,827 sq. ft. and has 4 bedrooms, 3 baths, and a study. This gorgeous open-concept plan has an abundance of natural light with the dining room, gathering room, kitchen and breakfast area all open to each other. The gourmet kitchen has a 36'' cooktop, oven tower, large dine- in island, pendant lights and walk-in pantry. Double-step tray ceilings create a dramatic 12-14 ft ceiling height in the foyer, dining room, and gathering room. The covered lanai can be accessed through large sliding glass doors creating a great indoor/ outdoor entertaining space. The owner's bath has a luxurious walk-in shower, double vanities and separate Water Closet. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,859
Property taxesest. at asking price, Nassau County$962
HOAbilled annually$150
Estimated total, before insurance$4,971/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$696,750
$139,350
Loan Term
Monthly Payment
$3,859
Principal & Interest: $3,859
Property taxes (est.): $962
Insurance (est.): $465
Estimated Total Monthly
$5,286
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
662 Sandy Bluff Drive 0032, Yulee, FL 32097Listed by MONOGRAM REALTY INCJun 2026$690,450$2444/32,82700
352 Sandy Bluff Drive 0065, Yulee, FL 32097Listed by MONOGRAM REALTY INCAug 2026$624,900$2554/3.52,455700.1
125 Vista Bluff Lane 0004, Yulee, FL 32097Listed by MONOGRAM REALTY INCAug 2026$550,000$2583/2.52,135900.2
572 Sandy Bluff Drive 0043, Yulee, FL 32097Listed by MONOGRAM REALTY INCJun 2026$710,000$2514/32,82700.2
173 Vista Bluff Lane 0010, Yulee, FL 32097Listed by MONOGRAM REALTY INCMay 2026$665,200$2314/3.52,88300.2
564 Sandy Bluff Drive 0044, Yulee, FL 32097Listed by MONOGRAM REALTY INCMay 2026$707,050$2504/32,82700.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$696,750
Price / Sq Ft$246
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,827
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address416 Sandy Bluff Drive 0057, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionSandy Bluff
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Dimensions75' x 125'
Parcel Number38-3N-27-4000-0057-0000

Amenities

AmenitiesOther, Dog Park, Gated, Jogging Path, Park, Pickleball
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecuritySecurity Gate, Security System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedApril 28, 2026
Days on Market0
HOA Fees$1,800 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MONOGRAM REALTY INC

Sold by: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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