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Pending

Pending·99 days on market

125 Vista Bluff Lane 0004

Yulee, FL 32097

$578,900$271/sqftEst. $2,985/moMLS# 2143036

Beds

Baths

2,135

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

NEW COMMUNITY! Sandy Bluff features a gated entrance, community riverfront boardwalk, pickleball court, dog park, trails & more! The Buckingham floorplan features 2,135 square feet and has 3 large bedrooms, 2.5 bathrooms and a very spacious lanai. The chef-inspired kitchen features a cooktop with hood, oven tower, large dine-in island and pendant lights. This home features double-step tray ceilings that create a 12 ft ceiling height in the foyer, dining room, gathering room, and owner's suite. The owner's suite has a large walk-in closet and a large owner's bath with walk-in shower, double vanities and separate water closet. Lot of storage space and a 3-car garage with drop zone area. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify.

Cost to own

Mortgage calculator

Home Price

$578,900

Down Payment: 20%

$115,780

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,985

Principal & Interest: $2,985

Property taxes (est.): $799

Insurance (est.): $386

Estimated Total Monthly

$4,170

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,985

Property taxesest. at asking price, Nassau County$799

HOAbilled annually$150

Estimated total, before insurance$3,935/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,462 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Pending$578,900
May 1, 2026Listed$578,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$578,900

Price / Sq Ft$271

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,135

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address125 Vista Bluff Lane 0004, Yulee, FL 32097

Area471-Nassau County-Chester/Pirates Woods Areas

SubdivisionSandy Bluff

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Dimensions75' x 135'

Parcel Number38-3N-27-4000-0004-0000

Amenities

AmenitiesOther, Dog Park, Gated, Jogging Path, Park, Pickleball

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup

SecuritySecurity Gate, Security System Owned