This home is in Cascades at World Golf Village, St. Augustine.

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Active

Active·79 days on market·Cascades at World Golf Village

1330 Castle Pines Circle

St. Augustine, FL 32092

$429,900$202/sqftEst. $2,288/moMLS# 2142259

Beds

Baths

2,124

Sq Ft

2006

Built

Garage

Pool

About this home

Cascades at World Golf Village

Pond view home, in 55+ community, that boasts many updates including, newer roof, appliances, a/c, heating, water heater, water softener, and hardwood floors. Upon entering the vastly open foyer, you are led to an open living room & formal dining room area. The kitchen has an eat in breakfast area and also a 2nd family room with an inviting fireplace to snuggle up to in the wintertime.Warm hardwood cabinetry and gorgeous solid surface countertops are abundant throughout the kitchen. A breakfast counter adds extra seating for the family or more room for the baker or chef to utilize. The owners suite has a beautiful tray ceiling with plenty of room for larger furniture. 2 separate walk in closets keeps everyone organized. Owners bath has double vanity, walk in shower and garden tub. Guests have a bedroom and bath. There is still a bonus room/den/office/3rd bed, whatever your needs are. The clubhouse offers many amenities and events, there is something for everyone.

Cost to own

Mortgage calculator

Home Price

$429,900

Down Payment: 20%

$85,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,185

Principal & Interest: $2,185

Est. Taxes & Insurance: $546

Estimated Total Monthly

$2,731

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,288

Property taxesest. at asking price, St. Johns County$572

HOAbilled quarterly$420

Estimated total, before insurance$3,280/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$364,898	$231,158	—
2024	$364,880	$223,936	—
2023	$347,331	$215,957	—
2022	$333,852	$208,211	—
2021	$262,516	$200,690	—
2020	$249,542	$197,229	—

2025 property taxes (current owner): $3,609/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Price change$429,900−$5,000
Apr 28, 2026Listed$434,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,900

Price / Sq Ft$202

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage2,124

Total Structure Area2,630 sq ft

Acres0.18 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

55+ CommunityYes

Community Information

Address1330 Castle Pines Circle, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionWgv Cascades

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Parcel Number0292211390

ZoningResidential

Amenities

AmenitiesPool, Other, Barbecue, Cable TV, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Key Card Entry, Secured Lobby, Security Gate, Smoke Detector(s)