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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cascades at World Golf Village, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Aug 13, 2026·95 days on market·Recent sales in Cascades at World Golf Village·Cascades at World Golf Village

1330 Castle Pines Circle

St. Augustine, FL 32092

$395,000sold priceListed at $429,900 · 91.9% of asking$186/sqftMLS# 2142259
2
Beds
2
Baths
2,124
Sq Ft
2006
Built
2
Garage
No
Pool

6 more homes for sale in Cascades at World Golf Village →Search Cascades at World Golf Village on the map

FEMA Zone AHOA $420/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

About this home

Cascades at World Golf Village

Pond view home, in 55+ community, that boasts many updates including, newer roof, appliances, a/c, heating, water heater, water softener, and hardwood floors. Upon entering the vastly open foyer, you are led to an open living room & formal dining room area. The kitchen has an eat in breakfast area and also a 2nd family room with an inviting fireplace to snuggle up to in the wintertime.Warm hardwood cabinetry and gorgeous solid surface countertops are abundant throughout the kitchen. A breakfast counter adds extra seating for the family or more room for the baker or chef to utilize. The owners suite has a beautiful tray ceiling with plenty of room for larger furniture. 2 separate walk in closets keeps everyone organized. Owners bath has double vanity, walk in shower and garden tub. Guests have a bedroom and bath. There is still a bonus room/den/office/3rd bed, whatever your needs are. The clubhouse offers many amenities and events, there is something for everyone.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, St. Johns County$526
HOAbilled quarterly$420
Estimated total, before insurance$3,134/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,609/yr · $301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $526
Insurance (est.): $263
Estimated Total Monthly
$2,977
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$364,898$231,158—
2024$364,880$223,936—
2023$347,331$215,957—
2022$333,852$208,211—
2021$262,516$200,690—
2020$249,542$197,229—

2025 property taxes (current owner): $3,609/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$429,900
  • Jul 29, 2026Active Under Contract$429,900
  • Jul 15, 2026Price change$429,900−$5,000
  • Apr 28, 2026Listed$434,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1212 Coghill Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$329,999$2143/21,542420.1
529 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$430,000$2062/22,084200.6
1392 Parkland Trail, St. Augustine, FL 32095Listed by DOCTORS LAKE REALTYSep 2026$358,500$1813/21,984820.9
53 Dovetail Circle, St. Augustine, FL 32095Listed by HERRON REAL ESTATE LLCOct 2026$370,000$2062/21,7981731.1
46 Eagles Landing Lane, St. Augustine, FL 32095Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$400,000$2222/21,798181.1
58 Dove Tree Lane, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$2143/32,033741.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,900
Price / Sq Ft$202
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,124
Total Structure Area2,630 sq ft
Acres0.18 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

Community Information

Address1330 Castle Pines Circle, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Cascades
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Parcel Number0292211390
ZoningResidential

Amenities

AmenitiesPool, Other, Barbecue, Cable TV, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Key Card Entry, Secured Lobby, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionIrregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedApril 28, 2026
Days on Market95
HOA Fees$1,260 / Quarterly
HOA FrequencyQuarterly
HOA NameCascades Property Management
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security, Other
Tax Amount$3,608.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cascades at World Golf Village

Cascades at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Cascades at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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