This home is in Cascades at World Golf Village, St. Augustine — a 55+ community home in St. Johns County.
Active·45 days on market·Cascades at World Golf Village
637 N Legacy Trail
St. Augustine, FL 32092
4 more homes for sale in Cascades at World Golf Village →Search Cascades at World Golf Village on the map
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About this home
Cascades at World Golf Village
Welcome to this beautifully maintained home in The Cascades at World Golf Village, a premier active 55+ gated community offering NO CDD fees and a low-maintenance lifestyle. With over 2,400 square feet of living space, this spacious home features 3 bedrooms, including a non-conforming third bedroom currently used as a den with double-door entry, 2 full baths, and a thoughtfully designed floor plan ideal for both everyday living and entertaining. One of the home's standout features is the enclosed four-season lanai, providing additional year-round living and entertaining space while overlooking the peaceful wooded preserve. Step outside to the paver patio and enjoy the private natural setting--perfect for morning coffee, relaxing afternoons, or entertaining friends. The generous owner's suite offers a comfortable retreat with two closets, dual vanities, a soaking tub, and separate walk-in shower. A two-car garage with attractive epoxy
Next steps in Cascades at World Golf Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 9 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Area17 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 5 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 7 mi · Tolomato River
Closest youth league fields
Mill Creek Park12 min drive · Baseball
Closest grocery store
Publixabout 2 mi · 1975 Silverleaf Pkwy, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,991/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 14, 2026Listed$449,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $187/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 529 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC. | Oct 2026 | $430,000 | $206 | 2/2 | 2,084 | 20 | 1.2 |
| 1392 Parkland Trail, St. Augustine, FL 32095Listed by DOCTORS LAKE REALTY | Sep 2026 | $358,500 | $181 | 3/2 | 1,984 | 82 | 1.3 |
| 645 Trellis Bay Drive, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $519,000 | $198 | 5/4 | 2,616 | 3 | 1.5 |
| 46 Eagles Landing Lane, St. Augustine, FL 32095Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $400,000 | $222 | 2/2 | 1,798 | 18 | 1.5 |
| 53 Dovetail Circle, St. Augustine, FL 32095Listed by HERRON REAL ESTATE LLC | Oct 2026 | $370,000 | $206 | 2/2 | 1,798 | 173 | 1.6 |
| 322 Silverleaf Village Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $555,000 | $261 | 3/2 | 2,125 | 33 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DAVIDSON REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Cascades at World Golf Village
Cascades at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Cascades at World Golf Village homes for sale →Keep looking
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Krista Fracke
Broker Associate
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