This home is in Cascades at World Golf Village, St. Augustine.

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Active

Active·97 days on market·Cascades at World Golf Village

1343 Castle Pines Circle

St. Augustine, FL 32092

$397,990$225/sqftEst. $2,118/moMLS# 2139349

Beds

Baths

1,768

Sq Ft

2006

Built

Garage

Pool

About this home

Cascades at World Golf Village

Welcome to this impeccably maintained, beautifully upgraded home in the highly desirable 55+ gated community of The Cascades at World Golf Village. Perfectly positioned on a private preserve homesite, this residence offers peaceful natural views and exceptional privacy, creating the perfect setting for relaxed Florida living. Step inside to an open, light-filled floor plan enhanced by vaulted ceilings, crown molding, and numerous custom upgrades throughout. The spacious kitchen is both functional and inviting, featuring 42-inch maple cabinetry, Corian countertops, tile backsplash, black stainless steel appliances, pantry, and two solar light tunnels that fill the space with natural light. The owner's suite provides a tranquil retreat with vaulted ceilings, dual walk-in closets, dual vanities, a relaxing garden tub, and a separate walk-in shower. French doors open to a versatile flex room with vaulted ceilings that is ideal as a home office, hobby room, or non-conforming third bedroom

Cost to own

Mortgage calculator

Home Price

$397,990

Down Payment: 20%

$79,598

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,023

Principal & Interest: $2,023

Est. Taxes & Insurance: $506

Estimated Total Monthly

$2,529

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,118

Property taxesest. at asking price, St. Johns County$530

HOAbilled quarterly$420

Estimated total, before insurance$3,068/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$320,993	$162,230	—
2024	$320,255	$156,810	—
2023	$305,477	$150,641	—
2022	$295,545	$144,651	—
2021	$231,037	$138,836	—
2020	$219,257	$136,160	—

2025 property taxes (current owner): $2,680/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 10, 2026Listed$397,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$397,990

Price / Sq Ft$225

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,768

Total Structure Area2,749 sq ft

Acres0.19 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleFlat, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address1343 Castle Pines Circle, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionWgv Cascades

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,276.4 sq ft

Parcel Number0292210750

ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Management- On Site, Pickleball, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Solar Tube(s), Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink

SecuritySmoke Detector(s)

Spa FeaturesCommunity