Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Parkland Preserve, St. Augustine — a 55+ community home in St. Johns County.

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Active

Active·31 days on market·Parkland Preserve

70 Spoonbill Circle

St. Augustine, FL 32095

$406,900$226/sqftEst. $2,092/moMLS# 2121601

Beds

Baths

1,798

Sq Ft

2021

Built

Garage

Pool

About this home

Parkland Preserve

Welcome to 70 Spoonbill Circle, a beautifully appointed home nestled on a tranquil pond in the sought-after 55+ community of Parkland Preserve in St. Augustine. This 2 bedroom, 2 bath home with a DEN/STUDY offers nearly 1,800 square feet of thoughtfully designed living space, blending comfort, style, and serene surroundings. From the moment you arrive, you'll appreciate the peaceful setting and inviting curb appeal. Inside, an open and airy floor plan is ideal for both everyday living and entertaining. The spacious living and dining areas flow seamlessly, enhanced by natural light and picturesque pond views that create a calming backdrop throughout the home. The flexible den/study is perfect for a home office, reading room, or hobby space. The primary suite is a private retreat, complete with generous closet space and an en-suite bath designed for relaxation. A well-sized guest bedroom and full bath ensure comfort and privacy for visitors.

Cost to own

Mortgage calculator

Home Price

$406,900

Down Payment: 20%

$81,380

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,092

Principal & Interest: $2,092

Property taxes (est.): $541

Insurance (est.): $271

Estimated Total Monthly

$2,905

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,092

Property taxesest. at asking price, St. Johns County$541

HOAbilled quarterly$82

Estimated total, before insurance$2,715/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,435/yr · $703/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$358,840	$287,913	—
2024	$346,963	$278,950	—
2023	$324,721	$269,223	—
2022	$314,780	$264,280	—
2021	$60,000	$60,000	—

2025 property taxes (current owner): $8,435/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Price change$406,900+$9,400
Jul 29, 2026Active$397,500
Dec 15, 2025Listed$397,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$406,900

Price / Sq Ft$226

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,798

Acres0.19 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

55+ CommunityYes

Community Information

Address70 Spoonbill Circle, St. Augustine, FL 32095

Area306-World Golf Village Area-NE

SubdivisionParkland Preserve

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size8,276.4 sq ft

Parcel Number0270312730

ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Management - Full Time, Pickleball

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, On Street

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LaundryGas Dryer Hookup, In Unit, Sink

SecurityEntry Phone/Intercom, Security Gate, Security System Owned, Smoke Detector(s)