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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Parkland Preserve, St. Augustine a gated community home in St. Johns County.

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Active

Active·315 days on market·Parkland Preserve

285 Osprey Landing Landing

St. Augustine, FL 32095

$380,000$211/sqftEst. $1,954/moMLS# 2079893
3
Beds
2
Baths
1,798
Sq Ft
2021
Built
2
Garage
No
Pool

About this home

Parkland Preserve

HUGE PRICE REDUCTION! Don't miss this immaculate 2021 Built Clifton Model Home in Parkland Preserve World Golf Village 55+ active community. Freedom Homes offer low maintenance living in a gated neighborhood with a lifestyle director to give you both the community and lifestyle you deserve! The home features a single story floor plan of 1,799 square feet. It has two bedrooms, plus a flex room perfect for a home office or spare bedroom, covered lanai and a two-car garage. Open living area, spacious kitchen with a large center island, and granite kitchen counters. The large windows make this home come alive with natural light and the open floor plan is perfect for entertaining! The large main suite also has a large bathroom with dual vanity, and 2 oversized walk-in closets. Clubhouse/Amenity Center, Fitness Center, Outdoor Pool, Pickleball Courts, Parks & Natural Space, Demonstration Kitchen, Outdoor Patio, Multi-Purpose/Meeting Rooms. CDD Fee is included in the Taxes.

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$1,954
Principal & Interest: $1,954
Property taxes (est.): $506
Insurance (est.): $253
Estimated Total Monthly
$2,713
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,954
Property taxesest. at asking price, St. Johns County$506
HOAbilled quarterly$73
Estimated total, before insurance$2,533/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,180/yr · $598/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$354,658$288,707
2024$342,611$279,863
2023$320,732$270,255
2022$310,927$260,927
2021$60,000$60,000
2020$31,000$31,000

2024 property taxes (current owner): $7,180/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 20, 2026Price change$380,000$14,000
  • Oct 18, 2025Listed$394,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$380,000
Price / Sq Ft$211
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,798
Acres0.14 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address285 Osprey Landing Landing, St. Augustine, FL 32095
Area306-World Golf Village Area-NE
SubdivisionParkland Preserve
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size6,098.4 sq ft
Parcel Number0270310030

Amenities

AmenitiesPool, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingVinyl
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 18, 2025
Days on Market426
HOA Fees$220 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Tax Amount$7,180
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Parkland Preserve

Parkland Preserve is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Parkland Preserve homes for sale →

Listing Courtesy of: TRADEMARK REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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