This home is in The Palms, Ponte Vedra.

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Active·Listed today·The Palms

246 Pindo Palm Drive

Ponte Vedra, FL 32081

$414,000$299/sqftEst. $2,104/moMLS# 2155223

Beds

Baths

1,386

Sq Ft

2017

Built

Garage

Pool

About this home

The Palms

Near a cul-de-sac in The Palms on the highly sought-after St. Johns County side of Nocatee! This beautifully maintained, single-story Manatee villa combines an open, easy-living floor plan with a bright white kitchen, thoughtful updates and all the lifestyle benefits that make Nocatee such a special place to call home. A paver driveway, mature palms and cheerful coastal exterior create an inviting first impression. Inside, wood-look plank flooring connects the open kitchen, dining and family room, creating a comfortable flow for both everyday living & entertaining. The kitchen is the heart of the home with crisp white cabinetry, granite countertops, under and over-cabinet lighting, stainless steel appliances, a gas cooktop, wall oven and microwave combination, and a generous island with seating. Tray ceilings, recessed lighting and wide sliding glass doors bring an airy feel to the main living space while opening to the covered lanai & an amazing backyard preserve view. The private

Cost to own

Mortgage calculator

Home Price

$414,000

Down Payment: 20%

$82,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,104

Principal & Interest: $2,104

Property taxes (est.): $551

Insurance (est.): $276

Estimated Total Monthly

$2,931

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,104

Property taxesest. at asking price, St. Johns County$551

HOAbilled semi-annually$322

Estimated total, before insurance$2,977/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,786/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History