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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lumber Creek, Yulee.

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Sold

Sold·Closed Oct 1, 2026·79 days on market·Recent sales in Lumber Creek·Lumber Creek

77707 Lumber Creek Boulevard

Yulee, FL 32097

$340,000sold priceListed at $350,000 · 97.1% of asking$220/sqftMLS# 2150136
4
Beds
2
Baths
1,543
Sq Ft
2019
Built
2
Garage
No
Pool

6 more homes for sale in Lumber Creek →Search Lumber Creek on the map

FEMA Zone XHOA $56/moSingle Family Residence1 story

About this home

Lumber Creek

Rare opportunity to own one of the LARGEST lots in Lumber Creek! UPGRADES GALORE and SO MUCH MORE in this beautifully maintained 4-bedroom home that has been recently renovated and is MOVE-IN READY! Prepare to be impressed with the oversized fenced yard that provides privacy and plenty of room to relax (And build a pool), entertain, and enjoy a cool breeze from the surrounding ponds. This Lumber Creek retreat features an extended covered patio, fire pit, fountain, outdoor lighting, lush NEW sod, NEW landscaping & fragrant jasmine creating a peaceful setting day & night. An outdoor storage shed adds even more functionality to this impressive outdoor space. Inside, you'll find numerous UPDATES & UPGRADES including NEW interior paint, NEW flooring, NEW lighting, and an UPGRADED kitchen w/ granite countertops, Espresso cabinets w/ crown molding, a custom spice rack, and an extended breakfast bar. The finished garage is a man's dream space w/ UPGRADED lighting, epoxy floor & fully painted.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,868
Property taxesest. at asking price, Nassau County$469
HOAbilled semi-annually$56
Estimated total, before insurance$2,394/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$260,216$260,216—
2024$250,880$243,891—
2023$259,982$221,719—
2022$224,302$201,563—
2021$183,475$183,239—
2020$166,581$166,581—

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Closed$350,000
  • Sep 1, 2026Active Under Contract$350,000
  • Jul 14, 2026Price change$350,000−$5,000
  • Jun 11, 2026Listed$355,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
77727 Lumber Creek Boulevard, Yulee, FL 32097Listed by COMPASS FLORIDA LLCAug 2026$355,000$1934/21,842850.1
77021 Birdseye Court, Yulee, FL 32097Listed by LA ROSA REALTY JACKSONVILLE, LLC.Aug 2026$365,000$1974/21,8541720.1
76236 Long Pond Loop, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY MJun 2026$312,000$1773/21,765130.8
379 Chambers Avenue, Yulee, FL 32097Listed by D R HORTON REALTY INCSep 2026$379,350$2293/21,655171.1
344 Chambers Avenue, Yulee, FL 32097Listed by D R HORTON REALTY INCSep 2026$387,350$2343/21,655241.1
86221 Express Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$2144/21,70561.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$227
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,543
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address77707 Lumber Creek Boulevard, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionLumber Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number092N27129200090000

Amenities

AmenitiesPool, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Split Bedrooms
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Patio / PorchAwning(s), Covered, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFrame
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJune 11, 2026
Days on Market79
HOA Fees$336 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lumber Creek

Lumber Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Lumber Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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