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This home is in Oceanside Park, Jacksonville Beach.

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Active Under Contract

Active Under Contract·70 days on market·Oceanside Park

1318 6th Street S

Jacksonville Beach, FL 32250

$455,000$474/sqftEst. $2,422/moMLS# 2141590
2
Beds
2
Baths
960
Sq Ft
1940
Built
Garage
No
Pool

About this home

Oceanside Park

Charming 2-bedroom, 2-bathroom beach cottage just a short walk to the ocean, offering the perfect blend of coastal charm and everyday comfort. Enjoy relaxing on the spacious covered front porch, ideal for morning coffee or unwinding in the ocean breeze. Inside, the home features a cozy living area with built-in shelving, recessed lighting, and a warm, inviting atmosphere. The functional layout provides comfortable living spaces, while the second-floor balcony offers a peaceful retreat for enjoying sunrise views or evening stargazing. Step outside to a private, fully fenced backyard complete with an outdoor fireplace--perfect for entertaining or relaxing nights at home. A storage shed provides convenient space for beach gear, bikes, and more. Whether you are looking for a primary residence, vacation home, or investment opportunity, this property offers an ideal coastal lifestyle in a highly desirable location near the beach, dining, and local attractions.

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,313
Principal & Interest: $2,313
Est. Taxes & Insurance: $578
Estimated Total Monthly
$2,891
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,422
Property taxesest. at asking price, Duval County$743
Estimated total, before insurance$3,165/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$476,397$468,857
2024$461,838$426,234 $160
2023$403,335$387,486
2022$352,260$352,260
2021$288,286$62,749 $79,635
2020$203,541$61,193

2025 property taxes (current owner): $8,696/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Active Under Contract$455,000
  • May 7, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$455,000
Price / Sq Ft$474
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage960
Acres0.06 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1318 6th Street S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size2,613.6 sq ft
Parcel Number1768360000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Other
AppliancesOther, Electric Oven, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOutside
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Front Porch, Patio
FencingFenced, Wood, Other
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 7, 2026
Days on Market69
Tax Amount$8,695.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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