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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Permenters R/p Atlantic, Jacksonville Beach.

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Sold

Sold·Closed Jul 31, 2026·22 days on market·Recent sales in Permenters R/p Atlantic·Permenters R/p Atlantic

2202 Gail Avenue

Jacksonville Beach, FL 32250

$625,000sold priceListed at $699,000 · 89.4% of asking$687/sqftMLS# 2150324
2
Beds
1
Baths
910
Sq Ft
1962
Built
—
Garage
No
Pool

4 more homes for sale in Permenters R/p Atlantic →Search Permenters R/p Atlantic on the map

FEMA Zone AENo HOA3,920 sqft lotSingle Family Residence1 story

About this home

Permenters R/p Atlantic

BACK ON MARKET!!! What if your beach cottage came with ocean breezes, investment potential, and the freedom to enjoy today while planning for tomorrow? Just 3 short blocks from the sand and located east of A1A, this charming Jacksonville Beach cottage captures everything people love about coastal living. Step outside each morning to salty sea air, swaying palms, and the soothing sound of waves nearby. Whether you're taking a sunrise walk on the beach, biking to your favorite coffee shop, or enjoying dinner at one of the area's popular restaurants, you'll quickly discover why this location is so highly sought after. Situated on a desirable corner lot measuring approximately 50' x 80', this updated 2-bedroom, 1-bath home offers a relaxed beach vibe with modern improvements already completed for peace of mind. Recent updates include new plumbing, a stylishly renovated bathroom, vinyl plank flooring, a newer roof, newer HVAC system

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,462
Property taxesest. at asking price, Duval County$1,021
Estimated total, before insurance$4,482/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,508/yr · $542/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,462
Principal & Interest: $3,462
Property taxes (est.): $1,021
Insurance (est.): $417
Estimated Total Monthly
$4,899
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$507,025$343,966—
2024$546,025$333,565—
2023$429,025$322,394—
2022$429,022$311,548—
2021$351,018$301,018—
2020$430,895$65,916—

2025 property taxes (current owner): $6,508/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$699,000
  • Jul 15, 2026Pending$699,000
  • Jun 17, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $474/sq ft; this home is listed at $768/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
31 Burling Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$520,000$5073/1.51,026880.3
138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$785,000$7762/1.51,011110.5
1318 6th Street S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$455,000$4742/2960680.5
614 3rd Avenue S, Jacksonville Beach, FL 32250Listed by ROUND TABLE REALTYJul 2026$372,000$4513/1825251.1
137 Bimini Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$435,000$3852/21,1291841.5
153 Aruba Lane, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$330,000$2922/21,129451.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,000
Price / Sq Ft$768
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage910
Acres0.09 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address2202 Gail Avenue, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionPermenters R/p Atlantic
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size3,920.4 sq ft
Lot Dimensions50 x 80
Parcel Number1794150000
ZoningMulti Family

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Other
AppliancesElectric Range, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchDeck, Patio
RoofShingle
ConstructionFrame, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 17, 2026
Days on Market22
Tax Amount$6,507.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Permenters R/p Atlantic

Permenters R/p Atlantic is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Permenters R/p Atlantic homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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