This home is in Seaspray, Jacksonville Beach — an oceanfront home in Northeast Florida.
Active·208 days on market·Seaspray
829 1st Street 3-B
Jacksonville Beach, FL 32250
2 more homes for sale in Seaspray →Search Seaspray on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Seaspray
One or more photos have been virtually staged.Location! Experience penthouse living at its finest in this top-floor oceanfront condo. Enjoy spectacular, unobstructed views of the Atlantic Ocean just steps from your door. This beautifully updated 1-bedroom, 1-bath residence features tile flooring throughout, granite countertops in the kitchen and bathroom, and custom cabinetry that blends style with functionality. The inviting living area is highlighted by a wood-burning fireplace with elegant tile and glass design--perfect for relaxing after a day at the beach. Step out onto your private tiled balcony and take in the ocean breeze and breathtaking views. Turn-key and income-producing, this condo offers an excellent opportunity for short-term rental income or as a flexible second home. Direct beach access allows for effortless coastal living--morning walks on the sand, ocean sunrises, and year-round enjoyment.
Next steps in Seaspray
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,709 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
9th Ave Sabout 0.0 mi · 34 parking spaces
Closest park or preserve
Dutton Island Preserveabout 5 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 6 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Huguenot Park Fish Management Area Hand Launchabout 0.5 mi · Huguenot Lagoon
Closest youth league fields
Fountain View Park (formerly Huguenot Park) / Jacksonville Beach Tennis Clubabout 0.5 mi · Tennis
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $437,000 | $437,000 | — |
| 2024 | $437,000 | $408,617 | — |
| 2023 | $373,000 | $371,470 | — |
| 2022 | $344,000 | $337,700 | — |
| 2021 | $307,000 | $307,000 | — |
| 2020 | $307,000 | $294,195 | — |
2025 property taxes (current owner): $8,061/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 24, 2026Price change$469,900−$9,600
- Aug 17, 2026Price change$479,500−$20,000
- Mar 22, 2026Listed$499,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $655/sq ft; this home is listed at $657/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 811 1st Street S 9, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $345,000 | $627 | 1/1 | 550 | 173 | 0 |
| 829 1st Street 3-D, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Mar 2026 | $524,000 | $733 | 1/1 | 715 | 10 | 0 |
| 811 1st Street S 1, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INC | Jun 2025 | $385,000 | $700 | 1/1 | 550 | 27 | 0 |
| 731 1st Street S 2F, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PV | Mar 2026 | $305,300 | $370 | 2/1 | 825 | 227 | 0.1 |
| 731 1st Street 5E, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Jan 2026 | $540,000 | $655 | 2/1 | 825 | 31 | 0.1 |
| 731 1st Street S 311, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Jul 2025 | $365,000 | $442 | 2/1 | 825 | 73 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Seaspray
Seaspray is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32250.
View all Seaspray homes for sale →Keep looking
More homes in Seaspray
For RentLease
829 S 1st Street 3EJacksonville Beach, FL 32250
1 bd · 1 ba · 715 sq ft
$3,500/moOceanfront condo with designer features! Relax in the sunroom overlooking the ocean and with retractable stack sliding…
Listing Office: all south realty, inc.
For Sale275 Nautical Boulevard SAtlantic Beach, FL 32233
4 bd · 2.5 ba · 2,020 sq ft
$1,290,000Est. $6,866/moOPEN HOUSE SAT, 10/17: 10AM-NOON. THE PERFECT HOME ON A CUL DE SAC, WALKABLE TO AB ELEMENTARY, 1 story block & brick…
Listing Office: christie's international real estate first coast
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Seaspray
Seaspray guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines