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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach.

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Active

Active·1 day on market·Oceanside Park

723 12th Avenue S

Jacksonville Beach, FL 32250

$664,900$357/sqftEst. $3,654/mo mortgageMLS# 2170459
Open house Sun, Oct 25 · 1:00 pm–3:00 pm
4
Beds
2.5
Baths
1,862
Sq Ft
2020
Built
1
Garage
No
Pool

13 more homes for sale in Oceanside Park →Search Oceanside Park on the map

FEMA Zone XNo HOA3,049 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Oceanside Park

Live a walkable beach lifestyle, just seven blocks from the ocean, w/ NO HOA fees! This 2020-built townhome feels like new. End unit w/plenty of parking. Inside, the light & bright, open-concept living space features 8' doors, upgraded fixtures, kitchen island, stainless appliances including drop in range, pantry, plantation shutters: a beachy vibe. Upstairs, enjoy carpet-free plank flooring, laundry room & a master suite w/ two closets & a balcony overlooking the park. Step outside to your own tropical oasis: expansive entertaining deck, paver patio w/fire pit, retractable awning w/ LED lighting, bluetooth outdoor speakers, colorful landscape lighting & lush irrigated palms & fruit trees. A privacy fence & artificial-turf/dog run complete the setting. Across the street, a park & canal-side path invite morning strolls; bike to the beach, local restaurants & nightlife. From coffee on the balcony to evenings around the fire pit, this home makes everyday life feel like a vacation getaway.

Next steps in Oceanside Park

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,654
Property taxesest. at asking price, Duval County$1,086
Estimated total, before insurance$4,740/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,248/yr · $604/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$664,900
$132,980
Loan Term
Monthly Payment
$3,654
Principal & Interest: $3,654
Property taxes (est.): $1,086
Insurance (est.): $443
Estimated Total Monthly
$5,183
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,248/yr

Estimated taxes if purchased at asking price: ~$13,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Active$664,900
  • Oct 22, 2026Listed$664,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $395/sq ft; this home is listed at $357/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
721 11th Avenue S, Jacksonville Beach, FL 32250Listed by EXP REALTY LLCAug 2026$600,000$3233/2.51,85910.1
1032 1st Street S 8, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$750,000$3343/3.52,24510.4
820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$502,000$2673/2.51,88260.4
1510 1st Street S, Jacksonville Beach, FL 32250Listed by SELECT REALTY LLCOct 2026$687,500$4103/2.51,6782660.5
1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$650,000$3953/31,644990.5
1551 1st Street 103, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$675,000$4673/21,446860.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$664,900
Price / Sq Ft$357
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,862
Acres0.07 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address723 12th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size3,049.2 sq ft
Parcel Number1767530200

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewCanal

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Deck
FencingFenced, Back Yard, Privacy, Vinyl
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 23, 2026
Days on Market0
Tax Amount$7,248.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/25/2026

1:00 pm - 3:00 pm