403 16th Avenue S

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 18, 2026Listed$480,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  464 14th Avenue S

  Jacksonville Beach, FL 32250

  3 bd · 2 ba · 1,347 sq ft

  $680,000Est. $3,619/mo

  This is a charming vintage beach house with a light, airy feel, ideally located just 4.5 blocks from the sand! The…

  Listing Office: douglas elliman florida

• 

  For Sale

  625 12th Avenue S

  Jacksonville Beach, FL 32250

  3 bd · 3.5 ba · 1,465 sq ft

  $699,900Est. $3,725/mo

  No HOA and a spacious backyard with room for a pool, extended pavers, an outdoor kitchen, or a custom entertaining…

  Listing Office: fluid realty, llc.

• 

  For Sale

  Income

  777 9th Avenue S

  Jacksonville Beach, FL 32250

  4 bd · 3 ba · 1,800 sq ft

  $720,000Est. $3,832/mo

  Exceptional investment opportunity in the heart of Jacksonville Beach! This income-producing duplex offers two…

  Listing Office: coldwell banker vanguard realty

• 

  Under Contract

  402 11th Avenue S

  Jacksonville Beach, FL 32250

  4 bd · 2.5 ba · 1,855 sq ft

  $720,000Est. $3,832/mo

  Welcome home to this beautifully maintained coastal retreat offering the perfect blend of style, functionality, and…

  Listing Office: exp realty llc

• 

  For Sale

  522 3rd Avenue S

  Jacksonville Beach, FL 32250

  4 bd · 3 ba · 2,018 sq ft

  $575,000Est. $3,060/mo

  Listing Office: keller williams realty atlantic partners

  in Pablo Beach South, Jacksonville Beach
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  For Sale

  20 Beach Way N

  Jacksonville Beach, FL 32250

  3 bd · 3.5 ba · 1,756 sq ft

  $572,814Est. $3,049/mo

  Listing Office: olympus executive realty, inc

  in North Beach, St. Johns County

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