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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hannah Terrace, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jun 24, 2026·5 days on market·Recent sales in Hannah Terrace·Hannah Terrace

13 Norberta Way

Jacksonville Beach, FL 32250

$455,000sold priceListed at $525,000 · 86.7% of asking$371/sqftMLS# 2148336
3
Beds
1.5
Baths
1,228
Sq Ft
1973
Built
1
Garage
No
Pool

2 more homes for sale in Hannah Terrace →Search Hannah Terrace on the map

No HOA7,405 sqft lotSingle Family Residence1 story

About this home

Hannah Terrace

Great opportunity to build your dream home at the beach in desirable S Jacksonville Beach. This home is considered a tear down and is listed for lot value only. Located walking distance to Sunshine park, popular shops and restaurants plus the ocean. It is minutes from JTB for convenient downtown commute and close to Baptist Hospital and the Mayo Clinic.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Duval County$743
Estimated total, before insurance$3,263/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,188/yr · $516/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,567
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$420,004$326,179—
2024$404,021$296,527—
2023$409,941$269,570—
2022$310,870$245,064—
2021$271,401$222,786—
2020$262,405$202,533—

2025 property taxes (current owner): $6,188/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $600/sq ft; this home is listed at $428/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$520,000$4133/21,26030.1
2229 S Beach Parkway, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Jul 2026$789,000$6003/21,314240.1
1139 Ruth Avenue, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$560,000$4023/21,392170.2
1318 6th Street S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$455,000$4742/2960680.4
2202 Gail Avenue, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$625,000$6872/1910220.4
138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$785,000$7762/1.51,011110.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$428
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,228
Acres0.17 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address13 Norberta Way, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionHannah Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,405.2 sq ft
Lot Dimensions75x100
Parcel Number1795680000
ZoningResidential

Amenities

UtilitiesOther
Water SourceNone
ParkingGarage

Interior

AppliancesNone
HeatingNone
CoolingNone
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchPorch
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 2, 2026
Days on Market5
Tax Amount$6,187.73
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hannah Terrace

Hannah Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Hannah Terrace homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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