This home is in Pablo Beach South, Jacksonville Beach.
Sold·Closed Sep 16, 2026·11 days on market·Recent sales in Pablo Beach South·Pablo Beach South
138 12th Avenue S
Jacksonville Beach, FL 32250
29 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map
About this home
Pablo Beach South
Do you want to be a short stroll to the beach? This cottage might be for you. All new kitchen, roof and electrical panel. Newly painted and ideal for your beach get away. Walk to cafes, restaurants and of course the beach is just 1 block away. This is the quintessential beach get away. Live in town and have a beach getaway. The BEST priced single family home east of 3rd Street in all of the beaches. Are you looking for an investment, an AirBnB? Do you live in town and want a beach getaway? Look no further.
Next steps in Pablo Beach South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1924)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,682 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
12th Ave Sabout 0.1 mi · 18 parking spaces
Closest park or preserve
Dutton Island Preserve17 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 6 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 1 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Fountain View Park (formerly Huguenot Park) / Jacksonville Beach Tennis Club4 min drive · Tennis
Closest grocery store
Whole Foods Market4 min drive · 2050 3rd ST S, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $598,233 | $559,973 | — |
| 2024 | $598,555 | $509,067 | — |
| 2023 | $496,865 | $462,789 | — |
| 2022 | $420,718 | $420,718 | — |
| 2021 | $401,383 | $401,383 | — |
| 2020 | $398,366 | $398,366 | — |
2025 property taxes (current owner): $10,571/yr
Estimated taxes if purchased at asking price: ~$15,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 16, 2026Closed$849,000
- Jun 13, 2026Listed$849,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $558/sq ft; this home is listed at $840/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1318 6th Street S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $455,000 | $474 | 2/2 | 960 | 68 | 0.3 |
| 1812 Ocean Drive S, Jacksonville Beach, FL 32250Listed by EXP REALTY LLC | Oct 2026 | $725,000 | $802 | 2/1.5 | 904 | 281 | 0.4 |
| 612 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC. | Jul 2026 | $695,000 | $558 | 3/2 | 1,246 | 2 | 0.4 |
| 2202 Gail Avenue, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $625,000 | $687 | 2/1 | 910 | 22 | 0.5 |
| 13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $520,000 | $413 | 3/2 | 1,260 | 3 | 0.6 |
| 13 Norberta Way, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Jun 2026 | $455,000 | $371 | 3/1.5 | 1,228 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: DIAMOND LIFE REALTY LLC
Sold by: RE/MAX SPECIALISTS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Pablo Beach South homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines