This home is in Oceans Edge Condos, Jacksonville Beach.

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Active

Active·230 days on market·Oceans Edge Condos

201 25th Avenue S N32

Jacksonville Beach, FL 32250

$499,900$355/sqftEst. $2,661/moMLS# 2119584

Beds

Baths

1,407

Sq Ft

1973

Built

—

Garage

Pool

About this home

Oceans Edge Condos

Welcome to Oceans Edge—one of Jacksonville Beach's most sought-after condominium communities, just one block from the sand and surf. This light and bright 3 bed, 2 bath, 3rd-floor condo offers coastal living with unbeatable convenience. Step inside to an open layout featuring granite countertops, stainless steel appliances, ample cabinetry, and a breakfast bar overlooking the dining and living areas. Large windows fill the space with natural light, creating an inviting atmosphere perfect for everyday living or weekend escapes. The spacious primary suite includes a walk-in closet, dual vanity, soaking tub, and separate walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or personal retreat. Enjoy your morning coffee or evening breeze on the screened balcony, tucked in the desirable N building with easy access to amenities. Includes 2 assigned parking spaces + a guest parking permit, adding to the convenience and ease of beachside living.

Cost to own

Mortgage calculator

Home Price

$499,900

Down Payment: 20%

$99,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,525

Principal & Interest: $2,525

Est. Taxes & Insurance: $631

Estimated Total Monthly

$3,156

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,661

Property taxesest. at asking price, Duval County$816

HOAbilled monthly$952

Estimated total, before insurance$4,429/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$390,000	$390,000	—
2024	$406,500	$406,500	—
2023	$406,500	$370,865	—
2022	$383,500	$337,150	—
2021	$306,500	$306,500	—
2020	$294,500	$294,500	—

2025 property taxes (current owner): $7,194/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Nov 27, 2025Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,900

Price / Sq Ft$355

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,407

Acres0.01 acres

Year Built1973

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address201 25th Avenue S N32, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionOceans Edge

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1794581140

Amenities

AmenitiesPool, Barbecue, Beach Access, Cable TV, Car Wash Area, Clubhouse, Fitness Center, Maintenance Grounds, Management - Full Time, Management- On Site, Storage, Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Guest, On Street, Parking Lot