This home is in Julington Creek, St. Johns — a waterfront home in St. Johns County.
Sold·Closed Jul 2, 2026·45 days on market·Recent sales in Julington Creek·Julington Creek
821 W Cumberland Court
St. Johns, FL 32259
32 more homes for sale in Julington Creek →Search Julington Creek on the map
About this home
Julington Creek
One of the lowest price per heated sq. foot homes in JCP! All brick, on a cul-de-sac, 4 bedrooms, 3 full baths. Magnificent water to preserve views across the entire back of the property, relax on your screened lanai and watch the deer roam. HVAC=1 YR, Roof=6 yrs. A formal living and dining area greets you as you enter, a large kitchen with middle prep island, stainless steel appliances, and loads of counter space make meal prep easy. A breakfast nook area provides ample seating space for a quick meal. The spacious family room boasts a gas fireplace, natural light, and art nook. The large master bedroom has a bay window which overlooks the lake, his and hers walk in closets, double sink vanity, separate shower and garden tub. The split bedroom arrangement is ideal for creating an office area or guest room. Residents of JCP enjoy resort style living, with multiple pools, club houses, tennis and basketball courts, sports fields, fitness center, walking trails, playground
Next steps in Julington Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,685 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $429,459 | $198,134 | — |
| 2024 | $419,071 | $191,843 | — |
| 2023 | $409,071 | $184,799 | — |
| 2022 | $398,458 | $177,960 | — |
| 2021 | $303,579 | $171,320 | — |
| 2020 | $284,794 | $168,264 | — |
2025 property taxes (current owner): $4,650/yr
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $207/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $610,000 | $269 | 3/2.5 | 2,271 | 48 | 0.1 |
| 237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $475,000 | $237 | 3/2 | 2,006 | 97 | 0.2 |
| 1357 Shootingstar Lane, St. Johns, FL 32259Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $378,000 | $212 | 4/2 | 1,786 | 19 | 0.2 |
| 304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COAST | Sep 2026 | $450,000 | $226 | 4/2 | 1,990 | 106 | 0.2 |
| 408 S Elverton Place, St. Johns, FL 32259Listed by SERVICE REALTY, LLC | Sep 2026 | $428,900 | $225 | 3/2 | 1,906 | 78 | 0.6 |
| 312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTY | Sep 2026 | $430,000 | $196 | 4/2 | 2,193 | 11 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Creek
Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Julington Creek homes for sale →Keep looking
More homes in Julington Creek
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Pending1864 Rear Admiral LaneSt. Johns, FL 32259
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For Sale384 Maplewood DriveSt. Johns, FL 32259
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For Sale105 Calley CourtSt. Johns, FL 32259
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines