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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Active

Active·57 days on market·Julington Creek

1101 Roundtree Circle

St. Johns, FL 32259

$499,000$142/sqftEst. $2,742/mo mortgageMLS# 2156941
↓ $21,000 below original list
6
Beds
4
Baths
3,502
Sq Ft
2003
Built
2
Garage
No
Pool

27 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $48/mo13,504 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Julington Creek

Imagine coming home to the space you've always wanted. Nestled on a spacious corner cul-de-sac lot with peaceful pond views, this 6-bedroom, 4-bath home offers room to grow, gather, and make lasting memories. The open floor plan is perfect for everyday living and entertaining, with formal living and dining rooms, a cozy family room with a fireplace, and a kitchen featuring granite countertops and stainless steel appliances. Ideal for multi-generational living, the home offers a primary suite downstairs plus a second primary suite upstairs with dual walk-in closets, along with a versatile loft. Hardwood floors enhance the main level. With a 2020 roof and the home has two HVAC systems. Located in Julington Creek Plantation with resort-style amenities and top-rated St. Johns County schools. Short sale--home needs TLC and offers an excellent opportunity to add your personal touch.

Next steps in Julington Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$664
HOAbilled annually$48
Estimated total, before insurance$3,455/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,092/yr · $591/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $664
Insurance (est.): $333
Estimated Total Monthly
$3,739
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,092/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 17, 2026Price change$499,000−$6,000
  • Oct 1, 2026Price change$505,000−$15,000
  • Jul 24, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $142/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1311 Cormorant Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$665,000$2584/32,582390.3
3920 E Glendale Court, St. Johns, FL 32259Listed by MOMENTUM REALTYAug 2026$660,000$2255/42,934400.3
1163 Eastwood Branch Drive, St. Johns, FL 32259Listed by BEYCOME OF FLORIDA LLCAug 2026$559,900$1815/3.53,098200.3
1608 E Kayla Court, St. Johns, FL 32259Listed by TAH FLORIDA LLCAug 2026$565,000$1815/3.53,11870.5
3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$660,000$2135/3.53,103110.8
1925 Barham Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$609,925$2275/42,685540.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$142
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,502
Acres0.31 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Zoned elementaryDurbin Creek Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryDurbin Creek
Reported middleFruit Cove
Reported highCreekside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1101 Roundtree Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,503.6 sq ft
Parcel Number2495491350

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Golf Course, Playground, Tennis Court(s)
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Laminate, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Irregular Lot
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 27, 2026
Days on Market65
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,092.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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