This home is in Julington Creek, St. Johns.

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Active

Active·89 days on market·Julington Creek

717 Lockwood Lane

St. Johns, FL 32259

$435,000$235/sqftEst. $2,315/moMLS# 2140641

Beds

Baths

1,848

Sq Ft

1996

Built

Garage

Pool

About this home

Julington Creek

***$10k closing cost assistance to buyer with acceptable offer!***This beautifully updated three-bed, two-bath home in Julington Creek Planation located in Northwest St. John's County sits on a quiet cul-de-sac and is within walking distance to the brand-new community amenities. The fully stucco home is MOVE IN READY and features luxury vinyl plank flooring throughout the main living and kitchen areas, solid surface counter tops in the kitchen, newer carpet in the bedrooms and is freshly painted inside and out. It also boasts fresh landscaping that enhances its curb appeal. The split floorplan offers a spacious primary suite includes a large walk-in closet and bathroom with a double sink vanity, toilet closet, separate shower and soaking tub. The two other bedrooms share a bathroom off the main living area providing privacy for those rooms as well. Off the foyer is a large flex room which could be used as an office, playroom, extra living space or could even be a fourth bedroom (i

Cost to own

Mortgage calculator

Home Price

$435,000

Down Payment: 20%

$87,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,197

Principal & Interest: $2,197

Est. Taxes & Insurance: $549

Estimated Total Monthly

$2,747

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,315

Property taxesest. at asking price, St. Johns County$579

HOAbilled annually$47

Estimated total, before insurance$2,941/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $461,200 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$357,015	$357,015	—
2024	$364,624	$364,624	—
2023	$357,745	$357,745	—
2022	$306,281	$306,281	—
2021	$217,890	$45,819	—
2020	$212,081	$43,806	—

2025 property taxes (current owner): $6,629/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,678 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 17, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,000

Price / Sq Ft$235

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,848

Acres0.17 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address717 Lockwood Lane, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size7,405.2 sq ft

Parcel Number2493516310

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesElectric Oven, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup